Premature MFW

Monie

I know sss some of the stuff was whizzed through! I just realised I have an interesting way of spelling another lol you can see my excitement!

Think I will hold off switching and opening accounts till we move in as credit scores are still recovering from the mortgage application. Just realised within a week I should have another £3.05 from Halifax due to their cash back on current account, didn't think I would benefit from it due to the shops on there but every little helps soon be up to £200 in no time since I started saving just from unexpected income and vouchers! I love being savvy and I know I'm not the saviest out there!

Hollyboll

SuperSecretSquirrel wrote: »

I loved that segment of the show, felt totally vindicated when I could turn to OH and say - "See, I'm not the only weirdo that does this kind of thing!"

Thanks both for reminding me - I missed this and am off to hunt it now … I'm a current account tart and good to know I'm not the only one

Hollyboll

Monie wrote: »

Hi Hollyboll

I’ve literally just read your diary over the past few weeks too, can’t remember if I posted or not, I get lost in the forum and diaries. Thanks for your support, yes monthly sim arrived a couple of days ago but OH not v happy as he wanted a shiny new phone too but atleast he is in contact with people again now. Not sure how it works really as we got him signed up for a month so not sure if we have to call them and say can we extend or it automatically extends then we just tell them when we want to stop it. Will have to make a call.

My understanding - and I could well be wrong - is that after the first 30 days you only have to give them a few days notice if you don't want it to go into next month. So I'm planning to let mine run the very cheap (free if cash back tracks) first 2 months and then a couple of weeks before the end see what else is around that i could switch to (told you I'm a tart!)

Monie

OH got paid 480.21 to Furniture, 100 to pay me back so putting that to op this month
3.05 Cashback in account from HF


May take a back seat OH thought we would have 4x as much to spend on furniture as we will when we move in so he is a little disappointed, will still try my best though!

Monie

£10 from HF interest/ monthly bonus thing added

Monie

I know this may sound sill got £12.90 on tcb do I put it towards an Xmas tree we will be buying in the sale or OP? Only thing is they offer an extra 5% if you get it as a bandq gift card. Why can I not decide? This has got to me lol

SuperSecretSquirrel

Why not spend the voucher to get the 5% bonus, and move £12.90 from current account to mortgage? Best of both worlds that way

Monie

Got paid


50 Safe net
229.61 Furnature
96.76 House extras

To op 3.74 from salary
12.70 Topcashback

1.85 ebay refund




Asda price guarntee 4.07 from my receipt and one that was in my trolly. Think food budget may be streched this month so £1 from food budget and replaced with £4.07 in vouchers and £3 extra from my personal under spends to go towards change pot that I will bank when I have a round number.

Monie

Oh got paid 500 to furnature if I remember off the top of my head as I'm currently standing in the bedroom not allowed downstairs as he is wrapping my Xmas presents as I came through the door from work and 100 to safe net.

Will update SIG later when I have laptop open after the Xmas dinner and all that lovely stuff.

Have a great day everyone and a brilliant money saving mortgage overpaying new year xx

Monie

So lots touch a little, new job so pay cut for 6 months but worth it in the long run. Lost where I am with the furniture fun, safe net and house extras but think I have worked out the totals. All house fund saved for.


Will only detail where the overpayments have come from to simplify things, moving within the next month or two now!


Just realised I had detailed them just didn't update sig, 3.74 Salary and 50.81 Salary too, treating myself to a new camera too .


See you soon.