A whole new world

moneyonmymindsam

Dearest Belle.


Hope you are good? Do let us know how your getting on...:)


We miss your updates


MMSam

Orange_Ena

Are you ok Belle?

belleandthebudget

Aw, thanks for your messages, guys. Sorry for the disappearance.

All is fine in a bigger sense!

I can't remember if I mentioned my hip/leg injury but it turned out to be more serious than my physio first anticipated (a tiny tear between a ligament and muscle) and a couple of months later it still hasn't healed fully and even walking is causing me pain. Obviously, I can't just not walk, for one I don't drive and don't have anyone around to drive me so I've had to power through and the chronic pain is wearing on me.

I'm used to a certain level of chronic pain as I have hyper mobility syndrome but this is much more than I've had to deal with in the last couple of years.

So anyway, I haven't really been in the mood to post anything or fight debt or do much of anything! I've been really sad that the exercise routine I built up this year has had to be put on hold and everything is just really frustrating.

In debt news, I've stretched myself too tight trying to pay off arbitrary amounts by arbitrary times. I drew up a budget that didn't leave any money for having a life and enjoying myself. It just doesn't work for me. I've given up drinking though and am really enjoying the health benefits and extra cash!!

I don't want to end up paying huge chunks of interest to a credit card company so I've taken some preventative action and am just waiting to hear back. Hal!fax have provisionally approved a 37 month 0% balance transfer credit card with a credit limit big enough to transfer all my CC debt to it. I popped into the branch to provide my ID on Monday and hopefully in the next 10 working days I'll hear back with a definite from them. I'll survive without it but it would certainly make my plans a lot easier.

I have a decent credit rating and I've never missed a payment to a creditor so I hope it'll go through smoothly.

I also want to focus more on living intentionally. I fritter away too much money, my social life is all over the place never knowing what I'm doing, cram-packed or totally empty, I eat terribly, my exercise schedule is decent but needs to be better given my HMS and another chronic illness, I feel totally disorganised and like I'm not achieving the things I really want because I'm scared to put myself out there and plan for them... just in case I fail.

Of course, that means I'm failing by default. So silly.

Anyway, I'm not sure if this reads as a downer of a post, but I hope not. I'm still in a lot of pain but trying not to let it cloud my focus. People live through so much worse and I know one day - if I work hard - then I won't have so many health problems.

It's not my fault but it's in my control.

AspiringButAnxious

Sorry to hear about your injury It will heal eventually — hopefully sooner rather than later!

I know what you mean about the failing by default. I talk myself out of so many thingd that it drives me mad. I try to put my thoughts and feelings aside and just take action, but it's difficult.

crazy_cat_lady

Hi Belle
So nice to see you back - although I'm sorry to hear that you're having such a tough time at the moment with everything. I have a friend who is hypermobile and I know what a struggle it can be.
Be kind to yourself while you're getting better.
x

belleandthebudget

AspiringButAnxious wrote: »

Sorry to hear about your injury It will heal eventually — hopefully sooner rather than later!

I know what you mean about the failing by default. I talk myself out of so many thingd that it drives me mad. I try to put my thoughts and feelings aside and just take action, but it's difficult.

crazy_cat_lady wrote: »

Hi Belle
So nice to see you back - although I'm sorry to hear that you're having such a tough time at the moment with everything. I have a friend who is hypermobile and I know what a struggle it can be.
Be kind to yourself while you're getting better.
x

Thank you both! It's lovely to "see" you too. I'm definitely trying to be kinder to myself - it's hard not to let the frustration get the better of me, but that doesn't help the situation at all! I'm trying to get organised and draw up a list of the little things I need to do every day as right now I feel so drained that silly things like washing my hair and changing the bedsheets seem like SUCH HARD WORK.

Orange_Ena

Ah sorry to hear about your hip. Must be incredibly frustrating.

Yep, making a list is a good idea. Add every little thing to it and as you tick it off, it will be a boost. I love a list

Have you tried b@tiste dry shampoo? Great for those days when you cba to wash your hair

Take care

belleandthebudget

Orange_Ena wrote: »

Have you tried b@tiste dry shampoo? Great for those days when you cba to wash your hair

Take care

Thanks Ena! I love it a little too much - almost ended up looking like cruella with half white half dark hair the other day when I got a bit overzealous with the stuff

StrugglingYouth

Keep plodding Belle, small changes will soon add up! Life always throws curveballs as us, its how we deal with it that defines us.

belleandthebudget

Had great news from Hal!fax that my CC and balance transfer have both been approved. Just waiting to receive the card so I can activate the account but so pleased that I can take the pressure off a little.

I'm in a huge amount of pain today and struggling to focus on much else. Sitting or lying down isn't helping either so I'm a fussy mess who can't get comfortable right now.

Gonna go re-work my SOA and read some diaries to keep myself distracted!