Working tax credits for low income

HappyMJ

frenchplonka wrote: »

I am not interested in committing fraud of any sort I asked if i was eligble to claim any money based on the fact i spend my time between my GF and family house, if the fact I give her 300 a month means i cant claim from that house then thats fine, BUT if i can claim from my familys house legally then i will do so if its using a loophole oh well



I wish i only paid 400 a year in tax so far im into near £200 in tax in my last 3 wage slips :mad: Im sorry but if there is money to be had legally then why shouldnt i claim it?

Morally your saying its wrong I dont care bout it on a moral sense IF i cant claim given the above example then I wont try so based on the information am I breaking any law claiming working tax credits?

Im aware it seems my gf is breaking some rules as she doesnt declare it but well i dont live there what she does with what i give her is non of my concern ( Burying my head in the sand yep i maybe guilty but im asking for me not her )

She's not your girlfriend. She's a friend with benefits. You will have to be careful if you think she's a girlfriend don't ever mention it to ANYONE including who you might consider friends... You can have 2 single claims in 2 different households if you are just going around there for a little fun and not supporting each other in any other way.

frenchplonka

HappyMJ wrote: »

She's not your girlfriend. She's a friend with benefits. You will have to be careful if you think she's a girlfriend don't ever mention it to ANYONE including who you might consider friends... You can have 2 single claims in 2 different households if you are just going around there for a little fun and not supporting each other in any other way.

TY Happy im not trying to break any law as such seems people see someone claiming something they maybe entitled to then get jealous or turn into keyboard warriors IF i cant claim its no big deal, but if there is help out there for people on a low income and i am deemed to fit into that bracket then I wont feel bad taking it.

So in your opinion claiming at my family's house should be fine?

frenchplonka

bloolagoon wrote: »

You can certainly get your tax back that you shouldnt be paying.

TY Bloo so in your opinion if your estimate of i was only paying £400 a year in tax would you on a moral sense see claim £56 a week in working tax credit as wrong?

HappyMJ

frenchplonka wrote: »

TY Happy im not trying to break any law as such seems people see someone claiming something they maybe entitled to then get jealous or turn into keyboard warriors IF i cant claim its no big deal, but if there is help out there for people on a low income and i am deemed to fit into that bracket then I wont feel bad taking it.

So in your opinion claiming at my family's house should be fine?

You have got to be very careful. You can not stay overnight at her house ever...(that is very important). You can't be sharing anything with her. No bills, no car, no insurance, etc... You've got to tell your friends you are simply just dating a girl but have no plans to live with her. Your friends will be the ones that have it in them to tell HMRC you might think they're great but one day they'll fall out with you and they'll be the ones to tell the HMRC and you and her have to repay everything...possibly including a penalty and possibly including a criminal conviction.

frenchplonka

Art_Contrary wrote: »

According to the income tax calculator on this site:



Your tax contributions must have been massively overcalculated. Why not fix this (and receive more money legally), rather than resorting to benefit fraud?

Yeh i have sorted the tax part just waiting on the HMRC to put me on right tax code and pay me back what was owed this year to date and what was owed from previous years.

What law am i breaking if im not living at my FWB Partners or GF whichever whe is?

The fact I give her £300 is making me break the law yes? So If i took her out and gave her £300 at the end of the night for sex then this would be fine as long as it was not for rent or food in relation to me being there on 3 day a week

frenchplonka

HappyMJ wrote: »

You have got to be very careful. You can not stay overnight at her house ever...(that is very important). You can't be sharing anything with her. No bills, no car, no insurance, etc... You've got to tell your friends you are simply just dating a girl but have no plans to live with her. Your friends will be the ones that have it in them to tell HMRC you might think they're great but one day they'll fall out with you and they'll be the ones to tell the HMRC and you and her have to repay everything...possibly including a penalty and possibly including a criminal conviction.

Based on that im breaking the law well she is as i'm not claiming any benefits at the moment.

bloolagoon

frenchplonka wrote: »

TY Bloo so in your opinion if your estimate of i was only paying £400 a year in tax would you on a moral sense see claim £56 a week in working tax credit as wrong?

Absolutely not if you were legally entitled. You implied as you pay tax you should get some back. I merely pointed out that on £12,000 per year there's not much tax to be paid.

HappyMJ

frenchplonka wrote: »

Yeh i have sorted the tax part just waiting on the HMRC to put me on right tax code and pay me back what was owed this year to date and what was owed from previous years.

What law am i breaking if im not living at my FWB Partners or GF whichever whe is?

The fact I give her £300 is making me break the law yes? So If i took her out and gave her £300 at the end of the night for sex then this would be fine as long as it was not for rent or food in relation to me being there on 3 day a week

That would be fine...If you gave her £300 for sex then she has to declare that as income to the HMRC. She'd have to register as self employed and pay taxes on that money. She'd also lose all of her benefits as that income would be enough to reduce her tax credits to very little. So yes give her £300 for sex if you wish to keep your tax credits.

frenchplonka

HappyMJ wrote: »

That would be fine...If you gave her £300 for sex then she has to declare that as income to the HMRC. She'd have to register as self employed and pay taxes on that money. She'd also lose all of her benefits as that income would be enough to reduce her tax credits to very little. So yes give her £300 for sex if you wish to keep your tax credits.

Im just using that as a example but you see where im coming from im not sure if your being serious but based on the fact i sleep over and give her money towards my stay there then I am not entitled right?

frenchplonka

Earn £12,000 in 2015/2016 and you'll take home £11,247. This means £937 in your pocket a month. Over the year you'll pay £280 income tax and £473 in National Insurance.

Is this def correct at the min im paying £57 a week in tax which is heartbreaking LOL