Working tax credits for low income

frenchplonka

God afternoon just a really basic question I have started a job which pays £7.20 per hour (of which im getting super taxed as wrong tax code :mad:)

I earn roughly 12,000 a year and get no bonus I have a GF who gets child tax credits and stop at her house like 4 nights a week but dont contribute to the household bills in any way the rest im still at my dads house again I pay no bills etc.

Would I be ok to claim working tax credits and get the post sent to her house as im there much more?

frenchplonka

This is going to sound so bad but dads been self employed for all his life and never paid a penny in tax so if i did that I guess it would cause bigger issues for him ie life in the slammer!

tomtontom

frenchplonka wrote: »

Hey guys so just got a new job after around 4 months unemployed YAY!

With that I have decided that im not going to start putting money away for various things and rainy days funds what id like is peoples advise etc I am going to list my INCOME/OUTGOING/SAVING GOALS.

Hopefully people will have a look and maybe tell me where to put the funds etc or where i can improve etc.

HERE GOES.......

INCOME

39 hours @£7.20 P/H =£280.80 - TAX/N.I =£250 week or £1,000 Monthly take home pay.

OUTGOINGS

So my current situation is I live with the girlfriend and my contribution towards the house is around £300 a month as stated she takes care of the rest

Rent:£300 ~ Travel:£84 ~ Poker:£75 ~ Days Out:£60 ~ Food:£60 TOTAL:£570

SO THAT GIVES ME A DISPOSABLE MONTHLY AMOUNT OF £430

SAVING GOALS 2015

20% of disposable income put away:£90 P/M or £540 to year end ~ Poker Bankroll building:£45 P/M or £270 Year End ~ Holiday Fund:£25 P/M or £180 year end which is total saved a month @ £170

SAVINGS 2016 ONWARDS

25% of disposable income put away:£107.50 P/M or £1,290 IN 2016 ~ Poker Bankroll building:£45 P/M or £540 Year End ~ Holiday Fund:£25 P/M or £360 year end

ONCE ALL THAT IS TAKEN INTO ACCOUNT ON A MONTHLY BASIS i WILL STILL HAVE AROUND £266 A MONTH IN MONEY FLOATING AROUND DOES ANYONE HAVE ANY ADVICE WHAT I COULD DO WITH THIS MONEY BEAR IN MIND IM ON NO POSITION TO BE DEPOSITING LUMP SUMS SO THIS WOULD BE MONTH TO MONTH DEPOSITS.

SORRY IF THIS HAS BEEN A STRAINED READ

Remind us again where you live?

frenchplonka

Ok you got me there regarding the 300 i give her but i am splitting it between hers and dads

tomtontom

frenchplonka wrote: »

Ok you got me there regarding the 300 i give her but i am splitting it between hers and dads

You are quite clear on that thread as to where you consider your home to be. You need to make a joint claim for benefits - anything else would be fraudulent.

frenchplonka

Cheers tom I will look into that though I doubt we would get any form of help as we both work

teddysmum

frenchplonka wrote: »

Ok you got me there regarding the 300 i give her but i am splitting it between hers and dads

Above you claim that you pay nothing to partner and father !


You are either a troll or on the fiddle.

HappyMJ

frenchplonka wrote: »

God afternoon just a really basic question I have started a job which pays £7.20 per hour (of which im getting super taxed as wrong tax code :mad:)

I earn roughly 12,000 a year and get no bonus I have a GF who gets child tax credits and stop at her house like 4 nights a week but dont contribute to the household bills in any way the rest im still at my dads house again I pay no bills etc.

Would I be ok to claim working tax credits and get the post sent to her house as im there much more?

Yes...as long as you both claim as a couple I don't see a problem with that at all. Your claim will be based on your earnings from the last tax year and you might get something. Then again you might not but you won't know until you put a claim in.

frenchplonka

If u put it like that I guess i could be classed as a fiddler like i said for her point of view she doesn't declare what i give her so im going to talk with her and see what she wants me to do regarding that.

As for joint claim well i earned prob 2k last year and she took in around 13k and two kids but there not mine

frenchplonka

teddysmum wrote: »

Above you claim that you pay nothing to partner and father !


You are either a troll or on the fiddle.

I mean im splitting my time not the 300 sorry

1234mas430

frenchplonka wrote: »

what i give her so im going to talk with her and see what she wants me to do regarding that.

"What you give her" ???
Its sounds to me as though your leaching off the girl not mention those kids! Where can anyone live all bills, food, & rent for £75 a week ? You need to grow a pair mate!

If your not prepared to be a 'Dad' to those kids then leave!