david cameron and tax credits

wiltsguy_2

andrewmp wrote: »

I reckon Mrs Smith might be a bit knackered after running around after three kids all day to work at night anyway, and when would she be able to sleep, but lets pretend she's a vampire and doesn't need sleep....

Mr Smith often has to work late too anyway and works different shifts each week, as is the norm in a lot of jobs these days. So it wouldn't really be possible. Should the hard working Mr Smith and his young family lose thousands per year?

Yes Mrs Smith may well be tired from being at home all day long, and so will Mr Smith from being at work, i know my wife and i were tired a lot when the children were little-thats life, as they got older they helped out. And with the extra money earned im sure all 5 of the Smith family could have a well earned holiday each year.

So your saying that the goverment should give out free money as opposed to earning for themselves, to save someone from being 'knackered'......

andrewmp

wiltsguy wrote: »

Yes Mrs Smith may well be tired from being at home all day long, and so will Mr Smith from being at work, i know my wife and i were tired a lot when the children were little-thats life, as they got older they helped out. And with the extra money earned im sure all 5 of the Smith family could have a well earned holiday each year.

So your saying that the goverment should give out free money as opposed to earning for themselves, to save someone from being 'knackered'......

I'm saying the government should give support to The Smiths, until their children go to school when it's actually possible that Mrs Smith can find gainful employment.

You do realise that humans need to sleep? You suggested that "Mrs Smith" should work night shifts, when would she be able to sleep considering she looks after three young children all day, every day?

wiltsguy_2

andrewmp wrote: »

I'm saying the government should give support to The Smiths, until their children go to school when it's actually possible that Mrs Smith can find gainful employment.

You do realise that humans need to sleep? You suggested that "Mrs Smith" should work night shifts, when would she be able to sleep considering she looks after three young children all day, every day?

of course we need sleep, Mrs smith could work from 8pm til midnight. Many supermarkets are crying out for shelf stackers etc, my wife did and the pay was pretty good too, also we used to get discount on our shopping WIN WIN, apart from we didnt see each other a lot til the weekend, but there was no choice back then(90s). As a country we need to move away from being a welfare state and encourage people to work.

And i agree when children are in school it is easier, the scenario didnt have ages. I know so many people that state they cant work as they look aftert there teenage kids????

FBaby

I'm glad you're also not supporting making the poorest hard working families worse off.

Are you saying that everyone claiming tax credits is hard working? Working yes, hard working, surely that depends on the individual?

andrewmp

wiltsguy wrote: »

of course we need sleep, Mrs smith could work from 8pm til midnight. Many supermarkets are crying out for shelf stackers etc, my wife did and the pay was pretty good too, also we used to get discount on our shopping WIN WIN, apart from we didnt see each other a lot til the weekend, but there was no choice back then(90s). As a country we need to move away from being a welfare state and encourage people to work.

And i agree when children are in school it is easier, the scenario didnt have ages. I know so many people that state they cant work as they look aftert there teenage kids????

8pm until midnight would be 4 hours, she'd have to earn £7600 to make up for her current tax credits. How many supermarkets would pay that? She'd be likely to earn £6760 from those hours you suggest. What if she couldn't get a job, what then?

Also, back in the 90s there was Family Credit anyway, in fact there's always been support for the working low paid.

andrewmp

FBaby wrote: »

Are you saying that everyone claiming tax credits is hard working? Working yes, hard working, surely that depends on the individual?

Not everyone claiming tax credits work, so you're wrong there for a start. A huge proportion of tax credit expenditure goes on families who do not work.

wiltsguy_2

andrewmp wrote: »

8pm until midnight would be 4 hours, she'd have to earn £7600 to make up for her tax credits. How many supermarkets would pay that?

Also, back in the 90s there was Family Credit anyway, in fact there's always been support for the working low paid.

£7600 Per annum is £146 per week, £146 divided by 20 hours equtes to £7.30 per hour, most supermarkets are paying that plus shift allowance, so the Smith family would be better off financially. Now if everyone took this apporach so would the goverment/country.

well i was unaware of that there were benefits and never claimed

wiltsguy_2

and with the extra im sure Mrs Smith could treat herself to a nice big bottle of Lucozade/Red Bull....to overcome the slight tiredness...

bloolagoon

andrewmp wrote: »

OK, so lets say married Mr Smith is working full time supporting his wife and three young kids earning say £9 per hour, so circa £18k per year. He might currently receive Child Tax Credits of about £150 per week (£7800 per year).

If minimum wage goes up to say £8 per hour, Mr Smith will see no improvement in his wages so any reduction will not be offset by a rise in the minimum wage.

Mr Smith might be ambitious, he might quite fancy the idea of going to University to better his life, but he can't afford to because he has a mortgage to pay/kids to feed.

Is it right that Mr Smith should be made to be thousands of pounds worse off, to satisfy a pre-election pledge they didn't really expect to have to keep.

Have you seen how generous student benefits are?

Perhaps Mr and Mrs smith should have considered having 3 children if they wanted Mrs smith to stay home and Mr smith was in such low employment.

bloolagoon

lyrical_gangster wrote: »

Generous? How generous are they? Around 6k a year. Is that's generous?

With 3 children and a wife they are pretty generous including benefits.