We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
david cameron and tax credits
Comments
-
lyrical_gangster wrote: »Why is tiredness an excuse to stop working hard or just settle. Most successful people are tired in the early days.
lol....im not saying its an excuse by any means and i agree with you, i was being slightly sarcastic to an earlier post about 'Mrs Smith' being too tired to find work as she is a
'full time mummy' :rotfl:.Plan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
[STRIKE]Save up for that rainy day[/STRIKE].
Start enjoying a stress debt free life..:beer:...now enjoying. thanks to all on MSE0 -
lyrical_gangster wrote: »"you're in the top 99 percent of the unemployed people we see".
I think that's called "damning with faint praise".0 -
lyrical_gangster wrote: »Yeah, I was tired a lot studying part-time for my degree, before deciding to study full time. I remember one period of around six months I was working 16 hours on a military building site and then studying for a few hours in my accommodation before grabbing sleep. Before I injured myself I was planning on taking my course work to Iraq. I've heard of people taking exams at the bottom of the ocean in submarines or studying whilst being fired at by mortars.
I'm also tired now working a professional job whilst writing up my PhD that's due in, in 3 weeks. But in comparison to what I've done previously, this is easy.
It can be done. It just depends how thirsty you are.
How did you pay your mortgage while studying for a degree and phd.?0 -
£7600 Per annum is £146 per week, £146 divided by 20 hours equtes to £7.30 per hour, most supermarkets are paying that plus shift allowance, so the Smith family would be better off financially. Now if everyone took this apporach so would the goverment/country.
well i was unaware of that there were benefits and never claimed
You obviously earned enough to support your family without them Jack.0 -
bloolagoon wrote: »Have you seen how generous student benefits are?
Perhaps Mr and Mrs smith should have considered having 3 children if they wanted Mrs smith to stay home and Mr smith was in such low employment.
They did consider having three children? Until recently Mr Smith earned £39k per year and would not have required tax credits. His crystal ball obviously needed a repair at the time of each relevant ovulation.0 -
You obviously earned enough to support your family without them Jack.
They are not going to abolish tax credits though. Help may be reduced but not removed. if anything it will be the likes of Mr and Mrs smith who will be unaffected until school age, unless of course Mrs smith has number 4 and 5.Tomorrow is the most important thing in life0 -
lyrical_gangster wrote: »I think that's the difference. I had an easy time signing on. The job centre never even asked for proof that I was job searching, none of the advisors I delt with, because when they saw my cv they could tell I'm a hard worker. I was even told as much when I first signed on - "you're in the top 99 percent of the unemployed people we see".
Hence why I'll never need tax credits or in work benefits.
Can Mr Smith borrow your crystal ball?0 -
bloolagoon wrote: »They are not going to abolish tax credits though. Help may be reduced but not removed. if anything it will be the likes of Mr and Mrs smith who will be unaffected until school age, unless of course Mrs smith has number 4 and 5.
How do you know what they're planning and who it will affect?
I'm sure Mrs Smith doesn't expect to be supported by the state once get kids are at school all day. All three are at home all day currently though.0 -
How do you know what they're planning and who it will affect?
I'm sure Mrs Smith doesn't expect to be supported by the state once get kids are at school all day. All three are at home all day currently though.
Because they can't remove child tax credits entirely or Mr and Mrs smith who are on JSA with 3 children will only get £120 a week.
Irony is that I was Mrs smith - my husband and I relocated and I took the chance to go part time as housing was lower. You think Mrs smith is tired then imagine working full time - 14 hour shifts with long commute and having young children. So part time, new mortgage, savings gone on a deposit then bang the main wage earners company goes under. Not a penny as not been there 2 years.
How much tax credits did we get? Zero. Yes it was a hard 5 months but we got there.Tomorrow is the most important thing in life0 -
bloolagoon wrote: »Because they can't remove child tax credits entirely or Mr and Mrs smith who are on JSA with 3 children will only get £120 a week.
Irony is that I was Mrs smith - my husband and I relocated and I took the chance to go part time as housing was lower. You think Mrs smith is tired then imagine working full time - 14 hour shifts with long commute and having young children. So part time, new mortgage, savings gone on a deposit then bang the main wage earners company goes under. Not a penny as not been there 2 years.
How much tax credits did we get? Zero. Yes it was a hard 5 months but we got there.
Who looked after your children when you left them all day?
They could remove CTC and increase income support and JSA on a per child basis, this is what existed prior to the unemployed being entitled (bizzarly) to tax credits.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards