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david cameron and tax credits

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Comments

  • wiltsguy_2
    wiltsguy_2 Posts: 536 Forumite
    Why is tiredness an excuse to stop working hard or just settle. Most successful people are tired in the early days.


    lol....im not saying its an excuse by any means and i agree with you, i was being slightly sarcastic to an earlier post about 'Mrs Smith' being too tired to find work as she is a
    'full time mummy' :rotfl:.
    Plan: [STRIKE]Finish off paying the remainder of my debts[/STRIKE].
    [STRIKE]Save up for that rainy day[/STRIKE].
    Start enjoying a stress debt free life..:beer:...now enjoying. thanks to all on MSE
  • Pedent
    Pedent Posts: 150 Forumite
    Eighth Anniversary Combo Breaker
    "you're in the top 99 percent of the unemployed people we see".

    I think that's called "damning with faint praise".
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yeah, I was tired a lot studying part-time for my degree, before deciding to study full time. I remember one period of around six months I was working 16 hours on a military building site and then studying for a few hours in my accommodation before grabbing sleep. Before I injured myself I was planning on taking my course work to Iraq. I've heard of people taking exams at the bottom of the ocean in submarines or studying whilst being fired at by mortars.

    I'm also tired now working a professional job whilst writing up my PhD that's due in, in 3 weeks. But in comparison to what I've done previously, this is easy.

    It can be done. It just depends how thirsty you are.

    How did you pay your mortgage while studying for a degree and phd.?
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    wiltsguy wrote: »
    £7600 Per annum is £146 per week, £146 divided by 20 hours equtes to £7.30 per hour, most supermarkets are paying that plus shift allowance, so the Smith family would be better off financially. Now if everyone took this apporach so would the goverment/country.

    well i was unaware of that there were benefits and never claimed

    You obviously earned enough to support your family without them Jack.
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bloolagoon wrote: »
    Have you seen how generous student benefits are?

    Perhaps Mr and Mrs smith should have considered having 3 children if they wanted Mrs smith to stay home and Mr smith was in such low employment.


    They did consider having three children? Until recently Mr Smith earned £39k per year and would not have required tax credits. His crystal ball obviously needed a repair at the time of each relevant ovulation.
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    andrewmp wrote: »
    You obviously earned enough to support your family without them Jack.

    They are not going to abolish tax credits though. Help may be reduced but not removed. if anything it will be the likes of Mr and Mrs smith who will be unaffected until school age, unless of course Mrs smith has number 4 and 5.
    Tomorrow is the most important thing in life
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think that's the difference. I had an easy time signing on. The job centre never even asked for proof that I was job searching, none of the advisors I delt with, because when they saw my cv they could tell I'm a hard worker. I was even told as much when I first signed on - "you're in the top 99 percent of the unemployed people we see".

    Hence why I'll never need tax credits or in work benefits.


    Can Mr Smith borrow your crystal ball?
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bloolagoon wrote: »
    They are not going to abolish tax credits though. Help may be reduced but not removed. if anything it will be the likes of Mr and Mrs smith who will be unaffected until school age, unless of course Mrs smith has number 4 and 5.

    How do you know what they're planning and who it will affect?

    I'm sure Mrs Smith doesn't expect to be supported by the state once get kids are at school all day. All three are at home all day currently though.
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    andrewmp wrote: »
    How do you know what they're planning and who it will affect?

    I'm sure Mrs Smith doesn't expect to be supported by the state once get kids are at school all day. All three are at home all day currently though.

    Because they can't remove child tax credits entirely or Mr and Mrs smith who are on JSA with 3 children will only get £120 a week.

    Irony is that I was Mrs smith - my husband and I relocated and I took the chance to go part time as housing was lower. You think Mrs smith is tired then imagine working full time - 14 hour shifts with long commute and having young children. So part time, new mortgage, savings gone on a deposit then bang the main wage earners company goes under. Not a penny as not been there 2 years.

    How much tax credits did we get? Zero. Yes it was a hard 5 months but we got there.
    Tomorrow is the most important thing in life
  • andrewmp
    andrewmp Posts: 1,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    bloolagoon wrote: »
    Because they can't remove child tax credits entirely or Mr and Mrs smith who are on JSA with 3 children will only get £120 a week.

    Irony is that I was Mrs smith - my husband and I relocated and I took the chance to go part time as housing was lower. You think Mrs smith is tired then imagine working full time - 14 hour shifts with long commute and having young children. So part time, new mortgage, savings gone on a deposit then bang the main wage earners company goes under. Not a penny as not been there 2 years.

    How much tax credits did we get? Zero. Yes it was a hard 5 months but we got there.


    Who looked after your children when you left them all day?

    They could remove CTC and increase income support and JSA on a per child basis, this is what existed prior to the unemployed being entitled (bizzarly) to tax credits.
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