Just keep swimming

itcouldbeworse

t2rry wrote: »

Fab start! You'd be surprised how quickly overpaying on credit cards etc will give you access to better and better deals...my OH had a terrible credit rating, I had him open a poor credit card account and in no time his score improved to the extent that he can get almost as good rates & times on cc's and loans as I now can! So come March and the 0% end on your Tesco card, you may have much better options

Thankyou, its the first day for a long time that I have felt much more in control, so hopefully come march I will be in a good position to get more 0%.

itcouldbeworse

Taken the children swimming, cost me £5.80 but they had lots of fun and I sat on the side and read a book, both asked for sweets as they walked out of changing rooms and I handed them the bags I had already made up.


Called in at the shop on the way home for loo rolls and icing sugar, what the h£ll do kids do with loo roll. £2.78 spent.


Checked emails and found £4 had been paid into paypa1 from pinec0ne, so I have sent it straight to N£XT.


I have made a plain sponge traybake, just need to put some vanilla buttercream and hundreds and thousands on and it will keep the kids/hubby happy for a couple of days, also made lemon and raspberry bread ad butter pudding which tastes lush, so that's for pud tonight, just need to make quiche.

mumblingtaff

Your cakes sound lovely! Could just eat a slice with a nice cup of tea now......

Igamogam

Ooh recipe for raspberry and lemon bread pudding please - I have a garden full of raspberries that need picking and processing - fed up of jam now:rotfl:

itcouldbeworse

Igamogam wrote: »

Ooh recipe for raspberry and lemon bread pudding please - I have a garden full of raspberries that need picking and processing - fed up of jam now:rotfl:

Hi Igamogam, I just made bog standard B&B pud but slathered lemon curd on as well as butter on the bread and sprinkeled the rasps between the layers of bread as I laid them out, nowt fancy, dead easy just chucked together.

itcouldbeworse

Managed to do a few surveys this afternoon, but none are near payout.


Made quiche for tea and have used left over pastry to make jam tarts, only 6 but they will do for the kids supper, waste not want not.


Dh has taken DS out on a bike ride, DS has so much energy and needs to be constantly on the go, he plays lots of sports and is involved in lots of sporting clubs,which I don't mind paying for, as in my job I have seen so many kids (especially boys) go off the rails because their energy has not been channelled in the right way and they end up looking for mischief. DS activities I will never give up no matter how tight money is, I go without first.
DD on the other hand is much more laid back and is quite happy to sit and draw or bake biscuits, I have set her a challenge for the weekend, she has to make a 3 course meal on £15, she has to decide what she is cooking and price it and then when we do the food shop on Friday i'm going to give her £15 and she is going to get all the ingredients herself, DD has spent the afternoon writing out her menu and pricing everything up on sainsburys website, which she said has come in at £17.84, I have told her it will be cheaper because we are going to ald1, I'm going to let her keep the change as an incentive to make it cheaper next time, so on Saturday we are eating prawn cocktail, carbonara and choc brownies yum yum, I really want both my children to learn to cook economically and enjoy it, as I really believe cooking is a life skill and something that everyone should learn to do.

itcouldbeworse

Morning Diary,
Its the day before pay day so not much happening here regarding debt busting, today will be a day at home, so need to find some things to do.


1, play badminton in the garden.
2, go for a walk.
3, board games.
4, bike ride.


All free and can do as a family.


So far this morning I have cancelled amazon instant video, saving me £5 odd a month, nobody has been using it since we got Nowtv.
I have checked banking and that £4 was still there and as it is payday tomorrow I have sent it to N£XT account.
Checked emails and there is a few surveys I need to do, also need to check for freebies on magic freebies site.


All meals are again from stores-
B- cereal/toast/eggs
L- fishfinger sandwiches & veggie sticks.
D- HM lasagne, G bread & salad.
snacks - melon/grapes, cheese/crackers or cake.


Better go and check out surveys.

Delia_Cardei

Morning and thankyou for posting, I'm hoping that by having a diary it keeps me on the straight and narrow, but I do feel as though I am on a hamster wheel.


Take care.x.

I think you are moving on. Things gonna get better and better with your stamina and efforts. Now I try to go to bed before 23pm every-night. It's rly hard for me- a night owl.

itcouldbeworse

Hi Delia, 11pm is a late for me, I'm much more a morning person, I like to get up early and sit quietly with a cup of tea before all the craziness starts.

itcouldbeworse

Well not much going on today, both children are supposed to be cleaning their bedroom but doesn't sound or look as though its happening, I've told them if it's not done and hoovered that their will be no allowance tomorrow.


Weather is beautiful today so I've managed to get lots of washing done and all of it hung out, have 1 basket worth left to do now, hopefully I can get it done and dried today, then its just all the ironing to face.


Postie has brought me some moisturiser this morning, its garniaultralift 14 day trial, so that's saved me a few pence.
I've also listed 3 items on £bay that were lurking around the house, not sure if they will sell but if I don't try I will never know.
All surveys are up to date andI've redeemed a £5 amazon voucher from a site I'd forgotten about, they sent me an email this morning and I was screened out and I just thought I would check points anyway and low and behold I had enough.