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£1000 in four months challenge!!

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  • Crown
    Crown Posts: 1,377 Forumite
    to edit you signature take a look at this thread what can be found in the Forum FAQ.

    http://forums.moneysavingexpert.com/showpost.html?p=361028&postcount=11
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
  • Taffoire
    Taffoire Posts: 291 Forumite
    Part of the Furniture 100 Posts Photogenic
    can I join in too please?! :D

    I'm gonna go for Gold - off to quidco now!

    I'm new to the DFW board, have been a lurker on this forum for years tho :o

    Look forward to hearing how we're all doing

    Taff xx
    ___________________________________________
    *leans against wall*
    *sips a capri sun*
    ..hey
    ______________________________
  • kathy40uk
    kathy40uk Posts: 874 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Can I join in please, watched the other challenges and got really inspired and started to do quidco put some stuff on amazon and sold some:rotfl:

    Would like to be more organised this time. Would like to go for the 750 but dont know if i'll manage it. i already have a christmas saver wirh skipton which i put all my coins in, would i be able to count the interest towards the challenge (pays out in november) and have a part time job but should be due some holiday pay from that this month and sept so can put that in too. Also can maybe get an extra shift or 2 at work due to holidays.

    Already saving loose change to put into xmas saver but will count that too, have 5 pences in a seperate jar to count at end of challenge at the minute i save all except save all except 50p and £1.00 but will start putting 50's into the pot too.

    Thanks for all the ideas given so far

    Have a 280.00 debt on tescos card (0%) to clear by beginning november so if i use savings to pay this off can i still count them? also have 300 on 0% to pay by january so hope to clear this one too

    DFD Need to August 2027 :(

    NSD March 15/20
    NSD April 17/15
    NSD May 13/15

  • thanks crown and dawnylou!!!
    Im going for the £750, this is a huge step for me and dont think im going to do it but by god im gonna try my best. Carboot this Sun if weather is ok and ebay had better watch out!
    The thing is i dont work, recently a single mum of 2 and go to college. Ive got to do voluntary work and im struggling to do this!!!

    This wont be my xmas money but every little penny will be off my debts. will work out how much i owe very soon and come to realise how much of a mess im in!! Im guessing at about £13,000

    GOOD LUCK TO EVERYONE
    PAD from July= £55.10
    Aug= £120.57
    Getting organised for christmas!!!!
  • Right - I've started aleady.

    Had £15 in Green metropolis so this will go towards GOLD - only another £985 to go.
    'Proud To Be Dealing With My Debts' : Member number 632
    Nerds rule! :cool:
  • My sister has just rung me and TOLD me I have to join as I cant seem to motivate at the moment!

    I'am going to try for Bronze £500, so this weekend ebay and amazon/green metropolis to start.

    New to this so thanks everyone and good luck
  • dawnylou
    dawnylou Posts: 3,135 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Hi - what is Green Metropolis?
    Dream of being mortgage free....
    APR 2007 - £109,825 FEB 2012 - £98,664.53:beer:

  • jess444_2
    jess444_2 Posts: 1,225 Forumite
    Hi Dawnylou

    Greenmetropolis is an online way of buying and selling books. All books are sold for £3.50, of which you recieve £3.00. Out of this you have to pay the postage and package, so how much you make depends on the postage costs. It is really easy to list and text books seem to sell really quickly. Paperback fiction, however, take forever (I have had some listed for about 5 months). I beleive there is a sort of cueing system so I am hoping some start to sell soon. I think the books stay listed until they are sold. Also people can list books that they are looking for, so it is worth looking at this to see if you have anything that is 'wanted'. Hope this all makes sense.
  • hbslc
    hbslc Posts: 252 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I'm a newbie DFW with some questions...

    If I do this challenge, Can I count the following:

    1) Profit from sale of car, value - loan (£1kish)
    2) Sale of huge fish tank (£2kish)
    3) Electric bill savings, fish tank uses approx £50pm
    4) Sale of 2 bicycles (£700)
    5) Profit from no car (£500pm)
    6) Sale of 8 desks I acquired Free Of Charge (£400)

    can I go for 6 golds in 4 months!? Just trying to clarify or stretch the rules!
    Debts at 02/02/20: c£225,000 inc CCs of <£1000 repaid in full monthly
    Debts at 14/07/10: £278,091 inc £24k unenforceable and £16k consumer debt. But House no longer derelict!!!
    LBM: 14/08/07; Debt at LBM: £287131 inc CCs: £37,202.55;
  • Crown
    Crown Posts: 1,377 Forumite
    hbslc wrote: »
    I'm a newbie DFW with some questions...

    If I do this challenge, Can I count the following:

    1) Profit from sale of car, value - loan (£1kish)
    2) Sale of huge fish tank (£2kish)
    3) Electric bill savings, fish tank uses approx £50pm
    4) Sale of 2 bicycles (£700)
    5) Profit from no car (£500pm)
    6) Sale of 8 desks I acquired Free Of Charge (£400)

    can I go for 6 golds in 4 months!? Just trying to clarify or stretch the rules!

    Hi, I dont think anyones going to mind you counting these sales and savings as the idea is to raise as much money as possible either for to pay for Xmas or make a dent in the debts. As you have quite a few items to sell why dont you set yourself your own target for the challenge. 6K Looks reasonable to me ;)

    Its my belief that this challenge is more about opening your mind to new ways of doing things and to bring about a change in the mindset when dealing with money. Set yourself a realistic target for yourself as otherwise you will not take it seriously and will get bored/frustrated at the progress and will give it. I know from experience on here how addictive it is once you start saving and seriously tackle your debt.

    Unless the others have major objections :rolleyes:... Welcome on board :T
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
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