Time to grit my teeth, swallow my pride and face up to reality - 95k of debt

Bobarella

Don't apologise. This is your diary & these are your feelings now.
Are you to to date with the rent up to now?

starting_again_4

No, I am two months in arrears

Bobarella

I'm sure that he? Is not thrilled but does he know anything about your situation? Is he sympathetic?

What is causing you to not be able to pay? I apologise if that sounds wrong, but are you waiting on money in turn? Do you feel if he gave you another week you could square it?

Bobarella

Hope your ok.....

dawnybabes

Nothing is ever that bad :-(

in_need_of_direction

Can you even pay the current month and £1 towards the arrears?

Monobrow

Hi, I didn't want to read and run. You have taken a huge step facing all this. It can all be worked out.. have you thought about a debt management plan. There is lots of free help and plenty of good people on here with sound advice far better qualified than me. But just to say stay strong and have a good nights sleep things always seem clearer In the morning.

Bobarella

Morning
Hope you are ok. Do check in when you get chance. Really hope today goes alright.
Bob

hihicutiepie

I know things seem like the worst they could be, but a few years from now this will all just be a memory. Try to look at the big picture, things do have a way of working themselves out. Try appealing to your landlords softer side and explain your situation. In the meantime get as much free advice as you can, have you considered going to your local council and explaining your in crisis.I would also say get to your doctors and tell him how your feeling and if he/she dosnt listen ask for another doctor. This is all just a blip and you must try to see it that way....... keep going your getting there!!!
Please update to let us know how your getting on xxx

BEAT_THE_DEBT

Please seek help you don't have to battle alone xx