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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you TF. She said yesterday's exam was worse than the one last week. I have told her to stop worrying about it now. No point in worrying about something that is now in the past.




    Child benefit in yesterday and allocated to the various pots.


    Managing to scrape lunch together each day so not spending daily. I found an Irish bread roll thingy in the freezer when I was digging for bread this morning so brought that and bread for today and tomorrow which is handy as I have a seminar which is work-related tonight so I won't make it to Mr M's later. Wednesday is usually grocery night.


    I have a £1 coin in my purse which I'm hanging on to for just-in!
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Awww poor LM Gap, exams are just awful aren't they.

    Nice to hear stories of success though xx
    Mummytogirls x

  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you mummy :)


    Nothing much to share this week. I got 2 x £2 coins in my change the other day so they went in the pot.


    New job starts Monday.


    Payday on Tuesday.


    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Last day in the old job today :j I've nearly been in tears twice already due to the lovely friends I've made here. I've hated this place from day one but I can't fault my fab colleagues.




    Going for cocktails at lunchtime :eek::p
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Have a lovely time and good luck Monday! X
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oops! Didn't mean to leave it so long.

    Started the new job a week past Monday so nearly at the end of my second week. My only complaint is that I don't like not knowing what I'm doing so I'm struggling a wee bit with that but other than that, so far so good. I'm having to finish a wee bit later than contracted but I can't just walk out and leave my team if why're not finished. That's not good leadership! I'm loving that I feel quite at home here. Never felt at home in the last place.

    Anyway financial news:

    Loan down to £7,530.
    Mortgage £89,690

    There's enough money in the grocery budget for 3 decent weeks. I just need to make sure not to go overboard. Apart from my first day at work I've been organised enough to take lunch every day so I'm very pleased about that.

    Got a HUGE cc bill to pay in a few days. I have the money ready so not worried about that but it's eye watering to look at.

    :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Glad the job is going well. Knowing what to do comes with time and you'll get there :D
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you HI :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,056 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just read your diary and you are doing so well in reducing that loan. Presumably when that is done you will overpay more on the mortgage as it is interest only?


    Great example to set your daughter re managing finances.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • beanielou
    beanielou Posts: 95,469 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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