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Was Mortgage Free until 52!!!

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  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Just read your link mrsp1987 - Seems to be "non" reputable companies that use this method type of payment.

    So, I expect anyone buying from "Currys" would not expect them to use this "method" - a warning for anyone who has bought from them to check.
    Currys - bought chromebook - insurance £4.50/month - recurring payment :eek: although in their defence, I took my chromebook back as keys were not functioning properly, they told me it was a manufacturing design fault and that they would not repair. Said I could go pick another to replace it. :) So glad I have insurance, just not the way they tricked me as how to pay it :(
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Perhaps it is worth speaking to Currys?

    Also, if the computer is less than a year old, you don't need insurance as it has a manufacturers warranty. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mrsp1987
    mrsp1987 Posts: 815 Forumite
    Fourth Anniversary 500 Posts Wedding Day Wonder Cashback Cashier
    Not many people are aware CPAs even exist. I remember my mum telling me about them for the first time and I had no idea.
    It does seem to be not so reputable companies doing this but Curry5 is owned by PC W0rld and they do not have a good reputation for customer service and fairness. At least they didn't a few years back - one of the reasons I don't use them
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Alex - more than just insurance, so ok :cool:

    mrsp1987 - i'd never heard of this :doh:

    opened circular mail - or so I thought :o

    nice surprise - cheque for £25.56 :j so another o/p was calling :D

    SJ - just o/p £50.62 :rotfl: that's all accounts neat and tidy, now :D

    maybe 1 more o/p before end of month - I'll see :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Happy Monday All

    Listing on the bay yesterday, but somehow didn't get much listed. Going to try again today.

    2 parcels to be posted - all helps declutter and reduce mortgage.

    Completed more that wasn't on my list, than there was. (If that makes sense)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • I think I'm going to attempt my first ebay in years. Well done on the surprise money :D

    I was stung by that transaction a few years ago, I bought face cream off the internet, They set me up for a regular supply (of rubbish half empty jar) and a hefty monthly bill. I can't remember exactly but was around £30 odd mark. Awful
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I think I'm going to attempt my first ebay in years. Well done on the surprise money :D

    I was stung by that transaction a few years ago, I bought face cream off the internet, They set me up for a regular supply (of rubbish half empty jar) and a hefty monthly bill. I can't remember exactly but was around £30 odd mark. Awful


    Good for you, you can only try. I find The bay is a phaff :( and I still have to work out a short cut to list :( but needs must, both decluttering and ££ - all helps as I don't seem to be making extra ££ elsewhere, although I do try.

    Must admit they did stick to the agreed amount, and I never had any problem, but just as well when switching my account I didn't count on that being a d/d :eek: No wonder they tell you to use a c/c when buying items, that way you have insurance/protection.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I had a run in with cpa's last year, bank allowed it despite cancelling with the company and the bank............took a month of argueing and Spanish bank lying about when I rang to get the money back :eek::eek: I did trip them up because I had a phone record of when I called :D:D:D

    I now refuse this method in ALL cases :D:D:D
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Well I now know about them, but for anyone who doesn't and the company or bank don't play ball, then all you have to do is switch banks :rotfl: then payment will be declined to company (as I found out accidentally) :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :rotfl: I can't switch, no one will have me :rotfl::rotfl::rotfl:
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
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