Was Mortgage Free until 52!!!

A_Frayed_Knot

Well that's me finished what am talking about .... well it's not my mortgage

I now have 14 days off work :j so have a list of jobs needing done .... hope I can get round to them all :cool:

• My switch didn't work :eek: had a letter today saying their request for payment was refused :eek::eek: so phone call required :mad:
• Carpet in hall and stairs needs re laid - got a botch job done 1st time round but paid top dollar :mad:
• Spring cleaning needs started
• CS bags need taken to shop
• Baking still to be done
• Need to look at new building insurance
• Hair needs re-done
• Still waiting on new council tax notice

and lots more as I go along, oooh my eyes are not working again, and guess what - its my insurance for my chromebook - the bank hasn't paid, which means anything goes wrong they will not repair or replace it :mad:

Got my egg from @ldi, they still had some on the shelf, so couldn't resist couldn't get the tart au tain I wanted though - all sold out

After that hopefully a few days or more away to the retreat

No money saving ideas, kinda stuck on that front

That's my update for now :beer:

Ali-OK

:rotfl: Shame about the egg

:mad: at the switch not working, that's terrible. Hope they give you some £s for the inconvenience of it all.

Had the same problem with my stairs carpet...so bad that when I had different fitters do the spare bedroom one, they fixed the stairs one at the same time. Might have had something to do with tea and home made cake I plied them with

Enjoy the break from work :beer:

cookie9

Good luck getting through your task list. Always a good feeling to tick task off.

ScotinLondon

Good luck with the list...Haven't done any of mine apart from the car tax!


Tomorrow is another day.

A_Frayed_Knot

Thank you - I've made a start, but its slow.

Phoned the ins company re my chromebook, they tell me its not a d/d :eek: its a credit card regular monthly payment :eek::eek: seems when I paid the 1st instalment using my debit card they just kept hold of my card details and deducted every month :eek::eek: I had no idea they were allowed to do this,:mad: never heard of it before.

And since I have now switched, they had the payment request declined :rotfl: I have no idea to the wrongs and rights of this type of transaction :shocked:

I now have a Carrot cake and Chocolate cake

New council tax notice arrived in post today - up £1

Looked at building ins

and had to hide my Banoffee Chocolate egg as it keeps shouting "try me i'm delicious" :rotfl:

Just winding down

AlexLK

Yes, I think they can take your card details and take a set amount every month. I haven't kept up recently but I presume you've changed banks and all the direct debits switched but this payment didn't. I believe the same thing would happen had your bank sent you a new card too. Ask them to set up a direct debit would perhaps be the best idea?

tattycath

Good luck with your list!
If you are donating stuff to charity...do you have a Salvation Army shop near you? I went in the other week and they said if I buy a bag for 99p and fill it with donations and take it back, they will give me a new free bag and put a £2 stamp on a card for me. The £2 stamp is redeemable in their shop. This is good news for me as I do tend to buy from charity shops. There is room on the card for 5 stamps so for every 5 bags of donations you get £10 worth of stamps to spend in store.
I'm in the throws of filling a bag up now. I'm due to go up that way next week so will pop it in then.
Try and take some time out to enjoy your time off A Frayed Knot.

A_Frayed_Knot

AlexLK wrote: »

Yes, I think they can take your card details and take a set amount every month. I haven't kept up recently but I presume you've changed banks and all the direct debits switched but this payment didn't. I believe the same thing would happen had your bank sent you a new card too. Ask them to set up a direct debit would perhaps be the best idea?

Well, I never. This is frightening, never heard about this before, it should have been a d/d.

tattycath wrote: »

If you are donating stuff to charity...do you have a Salvation Army shop near you? I went in the other week and they said if I buy a bag for 99p and fill it with donations and take it back, they will give me a new free bag

Yes TC I have a shop fairly near to me, trouble is I would have to buy about 6 bags :eek: to fill everything in them


Will try and enjoy, looking forward to the good weather forcast :j and some time out in the garden

mrsp1987

Its called a continuous payment authority. Here's a link for some more info:

http://www.moneysavingexpert.com/banking/recurring-payments

They can be pretty nasty if you get into financial problems (payday loans being the big one). My mum works as admin at CAB debt unit and she's told me some horror stories (anonymously of course) about these. There used to be very little protection from them as well as you've given them permission to take money from your account. I don't believe its as regulated as D/Ds.

tattycath

A_Frayed_Knot wrote: »

Well, I never. This is frightening, never heard about this before, it should have been a d/d.





Yes TC I have a shop fairly near to me, trouble is I would have to buy about 6 bags :eek: to fill everything in them


Will try and enjoy, looking forward to the good weather forcast :j and some time out in the garden

I have loads of stuff too. I just sort it out one bag at a time. I take a bag full, I come home, I start sorting another bag full out, then next time I'm passing, I drop it off.