Was Mortgage Free until 52!!!

Luckyinlife

Youv done a lot AFK well done

Big over payment as well great job :]

My mortgage payment hasn't gone out yet either the interest has been applied tho nearly £50 less than last month for some reason need to ring them grrr lol

A_Frayed_Knot

MoneyMission wrote: »

Hello AFK.
Liking the optimism about the extra days pay in a leap year! Don't think my CFO could be persuaded with that though! I'll keep my fingers crossed for you.
MM

:beer: Ha, no chance,but just a thought, but if it did work that would be an extra weeks salary for o/p:money:Any lawyers on here? want to take up the challange?

A_Frayed_Knot

Luckyinlife wrote: »

Youv done a lot AFK well done

Big over payment as well great job :]

My mortgage payment hasn't gone out yet either the interest has been applied tho nearly £50 less than last month for some reason need to ring them grrr lol

Yeah, used some of my EF, and then some for someone else's emergency.

Do you think the mortgage lender made a mistake :eek: (oh no, wait a minute - mortgage lender making a mistake - surely not:rotfl:) when they told you that even if you o/p your interest payment would not go down? Seemed a bit strange telling you that, did you ever get it cleared up?

I'm sure some savy person on here:) (don't look at me ) would be able to give you the formula to work interest added each month:D.

My mortgage advisor showed me but don't have my thinking hat on atm:o

Luckyinlife

Still takes guts to use the EF youv worked hard to save up to op :]

I plan on clearing this issue up now next week :] along with why my interest was different grrr

A_Frayed_Knot

Lets hope that will be your new interest rate from now on.:D:money: Will have my fingers crossed for you.

NSD 2/366

A_Frayed_Knot

Today have been making up lists galore; to do, to learn, ongoing etc,etc.

So, now's the time to get up and do some - The To Do List

Put on Washing
Dishes
Take down Tree & decos
Box up & put back in loft - No doubt while I'm up there do a bit of a "tidy"
Then I'll have my "spare room back
Pile up ironing and do / put away

What's everyone doing with their cards - usually Mr M will "collect" them, but haven't been in recently to see if they are doing that this year.

Better get on as when I start usually find a load of other things to do.

bexster1975

Hello AFK and happy new year!

For Christmas cards I use many as tags for next year. Cut out with craft scissors ( fancy edge optional),hole punch in an appropriate place, add ribbon, string whatever to attach!

I to am list making. I have downloaded something called a passion planner. Before you get too excited it is a diary that helps you plan what you want to achieve and guides you through getting there. I will look out the link but if you google passion planner I'm sure you will find it, if you are interested. You can buy them but they are US based and delivery is pricey. You can download it for free providing you only plan to use it yourself.

Hope you get the to dos done!

Bexster

Luckyinlife

That list looks like mine haha

My hall way has my tree in it will look so bare once i take it down but its coming down tonight tho 100%

Cards we dont really do cards in my family so we keep ones we bought and just put them up next year using them as tags is a great idea tho bexster :]

A_Frayed_Knot

Luckyinlife wrote: »

That list looks like mine haha

My hall way has my tree in it will look so bare once i take it down but its coming down tonight tho 100%

Cards we dont really do cards in my family so we keep ones we bought and just put them up next year using them as tags is a great idea tho bexster :]

Mine was in the hall this time for the 1st time, I have a lovely long hall (22') with a window at the end, so made a nice change, also had the pop-up tree that I bought for the work, but when moving we were not allowed to take anything with us, except our desktop computers so since I bought it, I brought it home. Wish I had bought the 5' fridge, toaster, 3 microwaves and a pannini grill as well, but didn't so no idea where they went.

Put on Washing Done
Dishes - washed, dried, put away, Done
fridge cleaned out, Done
worktops sprayed, Done
floor brushed and washed, Done
bins emptied and washed Done and have
terrible sinks that are so hard to clean, But found out by accident that the powder I buy to whiten your washing, works a treat on my sinks(discovered this by doing a hand wash)sink was gleaming afterwards Done
[FONT=Helvetica Neue, Helvetica, Arial, sans-serif]When putting out bins - tidied garden, cut down some shrubs and rose bush that still had buds on there about 2 week ago but none now. Done[/FONT]
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[/FONT]
[FONT=Helvetica Neue, Helvetica, Arial, sans-serif]Told you my list grows like my garden[/FONT]:p


Take down Tree & decos
Box up & put back in loft - No doubt while I'm up there do a bit of a "tidy"
Then I'll have my "spare room back
Pile up ironing and do / put away
[FONT=Helvetica Neue, Helvetica, Arial, sans-serif]
[/FONT]
[FONT=Helvetica Neue, Helvetica, Arial, sans-serif]
[/FONT]

bexster1975 wrote: »

Hello AFK and happy new year!

For Christmas cards I use many as tags for next year. Cut out with craft scissors ( fancy edge optional),hole punch in an appropriate place, add ribbon, string whatever to attach!

I to am list making. I have downloaded something called a passion planner. Before you get too excited it is a diary that helps you plan what you want to achieve and guides you through getting there. I will look out the link but if you google passion planner I'm sure you will find it, if you are interested. You can buy them but they are US based and delivery is pricey. You can download it for free providing you only plan to use it yourself.

Hope you get the to dos done!

Bexster

Hello Bexter and Happy New Year to you, I hope you are well and raring to go all SE?


Oh too late, as soon as I saw the word "passion" that was me - excited:rotfl: So, yes very interested:D


Tags are very good idea, unfortunately I still have loads from about 3-4 years ago when I bought loads in the sales - I'm still using them:o


Another item on to learn list -


work out how to multi quote as I seem to have them back to front. I have a lot to learn re laptops, and don't know where to start. If anybody knows any instruction I can get on twinternet re chromebooks, v grateful:beer:

bexster1975

Hello

I am rating to go, but there has been an interesting development that I will discuss when I'm more sure of it. It's potentially a very good thing, but would also possibly alter plans too so some thinking to do. Luckily I have some time to make final decisions so that helps.

Hope you got all your to do list done. I confess I don't have a to do list today at all! I have been planning my return to work however later in the week.

Onwards and upwards

Bexster