Was Mortgage Free until 52!!!

Luckyinlife

Hehe :]

Ohh nice :] 20s soon woooo cup of tea for 2 please haha

Only so much i can do within my comfort zone really. but i do love chipping away at it and seeing it drop every few days :]

Do you chat to anyone in person about your mortage free goals ect afk ?

A_Frayed_Knot

Going to use TCB for the second time and as i'm only using it to get the cash back want to make sure i use it correctly.

Anybody there that could help? Don't want to mess it up. Is it really that simple?

• log on to TCB
• Find Company buying from,
• click onto name
• get onto companies website
• enter details
• pay
• TCB is allocated to your account (eventually)

thanks for any info/help.

A_Frayed_Knot

Luckyinlife wrote: »

Hehe :]

Ohh nice :] 20s soon woooo cup of tea for 2 please haha

Only so much i can do within my comfort zone really. but i do love chipping away at it and seeing it drop every few days :]

Do you chat to anyone in person about your mortage free goals ect afk ?

Its hard going but not an extravagant spender, don't do without but always careful not to spend what i don't have:)


Comfort - any more padding you'd be Michelin Man :rotfl:


Mention it to everyone (well nearly) there's some I don't as if they knew I had extra cash would want a loan:mad: the ones I do mention it to - all they do is mmmmm, although spoke to ex colleague last week and when I mentioned it, she said, Oh thats what we done, paid it really early:D Yeah,:j somebody knows :j:D


Can't wait to get back to work as there is someone I have in mind who will listen and I'm sure they'll take it on board:) they are very young, so if taken on board, will do wonders.:)


Does anyone know/listen to what your doing?

A_Frayed_Knot

nsd 6/150, but spending ALERT;

will be spending tomorrow,(weather permitting) somehow my raspberry sorbet(which was all I had left) didn't go too well with my brambly apple pie with cinnamon:doh: but we have snow forecast and the gritters have just passed my window about 10 mins ago:(

Luckyinlife

Hate the fact people would ask you for a loan grrrr

I dont mention my savings or the mortgage goal to anyone really me and the old man talk about paying our mortgages off early but he hardly overpays on his as he dont have much left after bills food ect

Most of my friends either rent or bought when it was 100% mortgages years ago and got stung with high rates or ow more than the house is worth

Michelin Man haha maby i should change my minion haha

patanne

The basic mistake here is having raspberry sorbet in instead of lemon sorbet which is more versatile. Translation - I don't like raspberry flavour. Gritters have been out on local motorways despite the fact that the temps are only due to go down at lowest to 3 degrees. Do they know something we don't? I really hope not. I would be much happier if they gritted and it was a waste of time than not & we needed it.

Very few people know how much I have (or don't have). I prefer to keep it that way. Having had an ex-H who managed to get all I did have (JUST before he became ex) I managed to learn from that.

shangaijimmy

I only mention it to my grandma funnily enough, as she did the same room thing for her house. So me and Mrs SJ, and Grandma SJ are the only ones. I'm not even sure I'd ever mention it once we've paid it off.

A_Frayed_Knot

Luckyinlife wrote: »

Hate the fact people would ask you for a loan grrrr

:mad:so do I, so now I'm selective with my info,;)

I dont mention my savings or the mortgage goal to anyone really me and the old man talk about paying our mortgages off early but he hardly overpays on his as he dont have much left after bills food ect

Most of my friends either rent or bought when it was 100% mortgages years ago and got stung with high rates or ow more than the house is worth


:eek: Nightmare :eek:

Michelin Man haha maby i should change my minion haha

patanne wrote: »

The basic mistake here is having raspberry sorbet in instead of lemon sorbet which is more versatile. Translation - I don't like raspberry flavour.

I have a drawer in my freezer just for ice creams but slightly empty now.

Gritters have been out on local motorways despite the fact that the temps are only due to go down at lowest to 3 degrees. Do they know something we don't? I really hope not. I would be much happier if they gritted and it was a waste of time than not & we needed it.

Very few people know how much I have (or don't have). I prefer to keep it that way. Having had an ex-H who managed to get all I did have (JUST before he became ex) I managed to learn from that.
:mad::mad:

shangaijimmy wrote: »

I only mention it to my grandma funnily enough, as she did the same room thing for her house.
Not quite sure what you mean here. ??
So me and Mrs SJ, and Grandma SJ are the only ones. I'm not even sure I'd ever mention it once we've paid it off.

As soon as I'm paid up - hopefully my dreams fall into place, hence the overpay kill.
Only ground frost this morning, but didn't feel up to shopping today, so just went to work meeting, which was excellent. Will think about shopping tomorrow - weather again permitting.

Got the roadside rescue and managed to talk them into using the cashback site, so now they are hooked.


No shopping but £180 lighter.:(

bexster1975

Hello all

AFK sorry to hear you are £180 lighter. Hope you don't get the forecast snow.

Hard frost here last night but can't moan as I think only second time I've scrapped the car this season! Car sharing with a friend/colleague at the mo so more savings to be had there.

NSD today for me 6 so far in 8 days 😄

Will need to shop over weekend so I can get back on track shopping at weekend not weekdays as CBA to shop after work. Will do petrol on same day so hopefully at least one NSD this weekend.

Aiming for 4 NSDs out of 5 weekdays next week. We shall see!

Have good weekends all

Bexster

A_Frayed_Knot

Been laid up with a bug that started on Friday mid morning - where I got it from, who knows as haven't been across the door since Monday:( as still too tired. Goodness knows how i'll get on at work next week, only a 4 day week but that's more than enough for 1st week back.

Although did relist items on the bay and 1 sold before even being listed 1 hour:D so that spurred me on to list more.

Really will need to get motivated as don't have much free time left before work.