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Was Mortgage Free until 52!!!

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Comments

  • Happy anniversary.

    Happy Christmas Eve

    Bexster :)
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great result for you :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Didn't manage to post last night as got home, found out balance on mortgage and paid it off :j :D

    Went straight out for a celebratory meal and drink after that :beer: was just going to have a take- away:o but thought the day deserved something more :)


    I am now officially Mortgage Free _party__party__party_:dance::dance::dance:_party__party__party_


    I would like to thank each and every one who posted on my diary for all their support and encouragement (so many to mention) when things got tough, I could not have done all this without you all. (So even with a fear of leaving anyone out - Bexster (who was there all the way from the very 1st post:T:T and believe it or not is still here, posting :T:T), SJ :T, LIL:TATB:TAliOK:T and everyone :T:Talso a big thanks to my mum who helped me with my side line, which helped greatly in reaching my "goal" even earlier than I could ever imagine possible.

    Mortgage Free :j:dance::j:dance::j:dance: _party__party__party__party__party__party__party__party__party_ 21st Dec 2018

    :xmastree:

    So many congratulations on such a massive achievement! You have been a massive inspiration for me.

    Hope you have a very wonderful Christmas, and that you keep posting. I love reading your diary! :heartpuls:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Oh, goodness, think I went a bit overboard on my post you quoted KK :o

    Have to say thanks somehow :T I also read your diary, and will still follow :)


    :xmastree: Merry Christmas Everyone from this House to each and everyone of yours :xmastree:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Wow AFK, started reading your diary this week and as it progressed I knew I'd have to speed up if you'd be mortgage free before I got to the end. Well I should have read faster!!

    Congratulations on clearing that mortgage in such a small time frame, impressive work and your overpayments were amazing!

    Thanks for an enjoyable read whilst I decluttered our Christmas food.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Belated congratulations on being mortgage free AFK! So inspiring, and what a fantastic Christmas present to yourself! :D
    All the best for 2019 - what's next for you?
  • CathT wrote: »
    Wow AFK, started reading your diary this week and as it progressed I knew I'd have to speed up if you'd be mortgage free before I got to the end. Well I should have read faster!!

    Congratulations on clearing that mortgage in such a small time frame, impressive work and your overpayments were amazing!

    Thanks for an enjoyable read whilst I decluttered our Christmas food.

    Thanks CathT, for your lovely comments. Hope you all had a lovely Christmas.
    I couldn't have done it all without everyone's help in the MFW's forum. :A

    An abundance of help. tips and support from all which really helped me on my journey, and the meeting of new friends :A

    And although it was a small mortgage, it related to my income, which isn't much :(
    julicorn wrote: »
    Belated congratulations on being mortgage free AFK! So inspiring, and what a fantastic Christmas present to yourself! :D

    All the best for 2019 - what's next for you?

    Thank you julicorn,
    Didn't really dare make plans just in case I never reached my target, but had a lot of "thoughts" which
    could be translated as "Dreams" :)
    Just going to take time, list everything "needed" :D, and everything "wanted" :D
    then re-shuffle into some kind of order :eek: and work my way through the list.
    Have also been thinking about reducing my days at work :j and a few other ideas in mind, so,
    looking forward to the NY and lets see what 2019 brings.

    Wishing you both all the best for a Healthy & Happy 2019.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • I sense a diary part II coming...
    MFW: Was: £136,000.......Now: £47,736.58......
  • I'll always turn up like "a bad penny" :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 31 December 2018 at 11:10AM
    So today I have learned;
    You do not need to spend hours and hours re-doing the grouting :TYou go to B&M buy Mould & Mildew blaster, spray, leave for a few hours, rinse and wipe.
    All done, fantastic results and best bit is it cost 75p for a big bottle
    "@stonish" best bargain of the year !!!

    I have also cleaned out my washing machine with another product, all ready for the NY.

    My kitchen was needing a bit of a clear away/out, didn't realise until someone said to me - "once you get your kitchen finished" :eek: What the :mad: - I thought it was finished :( Made me look at it with New eyes :rotfl: Guess that may be No.1 on the "to do" list :think:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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