Was Mortgage Free until 52!!!

bexster1975

Good morning AFK.

I do not work for them ( as you know) but I can highly recommend first direct. I have banked with them for 5 years now.

Great news of the spare account find.

Bexster

A_Frayed_Knot

Thanks Bexster, looking for someone that will pay a good interest rate, as one day very soon, will need to save all my o/p's till i'm allowed to op again. Will look into them.

Today started with snow, so now the hills are full, its lovely. Didn't have Doris visit, although wind blowing a gale the night before. Looking forward to the weekend, have lots to do - more organising - can't wait.

AlexLK

A_Frayed_Knot wrote: »

No, going to set up 2 DD's then use that account to switch to another account - which will reward me with a switching bonus, which I will then use to o/p. So £15 odds will make me approx £100-£150 depending on which bank I choose to switch to. Then will o/p the "free" money :dance:

I'm completely confused by this. :rotfl:

A_Frayed_Knot

Bills are heavy this month, paying out nearly all my salary :eek: but I'll survive :rotfl:
So decided to o/p my odds again, which is £22.22

You can tell its payday for many - 5 parcels to post must get some more listing done tonight, won't sell just lying around my spare rooms.

A_Frayed_Knot

Just o/p £118.25, which will do for now. Seems I am not allowed to jump ship and enter a new deal without penalties (was told different over the phone) so my patience will have a very long wait, don't know how to cope with not being allowed to o/p (could hit my allowance today, but then what do I do? - save - it's just not the same as o/p)

Another expense was 2 new pairs of specs, although save £££'s by going to the local @sda, b00ts quoted over £400 a pair, @asda's was just £119 for 2 pairs, although if I hadn't improved :jI would have got help, like I did last year :rotfl:

Still listing/uploading photos on the bay the very long way , one day the penny will drop. Slow, but by the end of the month I've probably got[STRIKE] rid[/STRIKE] sold one a day :j

Have just remembered I never, ever, got a reply about claiming for washing my own uniform so will be onto that tomorrow, before we enter the new tax year.


And, now thinking of holidays :cool: thinking is the word.


Away to list more on the bay, seems that's all I do these days, but got a nice offer in with 50% off fees if sold, too good to miss.

bexster1975

Hello AFK.

I disagree re: saving. I find a good way is to have several ( I think three at the moment) regular savers. This way the money goes out every month and you don't have to think about it. Also, I think mine are 5-6% interest if you don't take the cash out all year. Not sure how long your current fix is, but might help motivate you a bit.

Bexster

A_Frayed_Knot

bexster1975 wrote: »

Hello AFK.
I disagree re: saving. I find a good way is to have several ( I think three at the moment) regular savers. This way the money goes out every month and you don't have to think about it. Also, I think mine are 5-6% interest if you don't take the cash out all year. Not sure how long your current fix is, but might help motivate you a bit.
Bexster

Fix is until 1st Nov this year, I still have my very small monthly isa, in which I got the grand sum of 50p interest and if you think that's bad I got 1p - yes a whole penny for my other one :rotfl:

Not sure if there is any accounts that will give you that rate of 5 or 6% interest now.

Last year, I done a similar saver for my o/p when I wasn't allowed to pay anymore, but come Jan 1st the intention was to o/p it all, had I done, I would have reached my 10% by end of last month :eek: :j:j but something held me back

Need to get a grip and make a decision soon, very soon.

A Lovely sunny day here today - again, and I'm off on another day's a/l today :j ironing done, bed changed, washing on and will be able to "peg out" (that's for you Hiddenshadow :rotfl:)

Need to go to PO (another 4 parcels) and pop into @ldi's for basics, then it'll be time for lunch and a tidy up in the garden.

Oh, something big might happen today, so need everyone to send good vibes this way. :A

gallygirl

A_Frayed_Knot wrote: »

Not sure if there is any accounts that will give you that rate of 5 or 6% interest now.

First Direct 5% - needs a funded current account.

Also NWide Flex Direct Current Account pays 5% for one year. They also have a regular saver at 5%.

Getting harder to find though!!!!

Save

A_Frayed_Knot

Thanks GG, knew someone out there with money would know :rotfl:

I used to have savings, until I bought a house :rotfl:


Away to have a look at both - greedy, I know.

bexster1975

Thanks GG

I have both of those and a Santander which regular saver rate escapes my memory. Though as my current account rate was HALVED in November with them, I imagine the new regular saver rate is also significantly reduced.

Bexster