Marriage Allowance

roy675

Just applied for the Marriage Allowance. Didn't think it would apply to us as we are both in our 70's but it does and I have just had confirmation of the allowance transfer.

Oldbiggles

Are you supposed to be able to do this on line?
My wife just tried, but the message came up "We can't do this on line, you will need to phone " 0300 200 3300.

Consumerist

Oldbiggles wrote: »

Are you supposed to be able to do this on line?
My wife just tried, but the message came up "We can't do this on line, you will need to phone " 0300 200 3300.

Yes you are supposed to be able to do it online and most people report it is successful.

It is possible that they are unable to identify one/both of you or your tax affairs are a bit more complicated than the norm.

I would suggest you have another go but if it fails again then you may need to phone them

kitty5

Hi there all,
I am not sure if we are eligible and wondered if anyone could help to advise.
I work part time and earn £10,600. I am also employed as an exam invigilator on a casual basis and will have earnt approx £500 by the end of the tax year ( this has been taxed ).
I have paid £2500 approx into the LGPS in standard plus additional contributions over the tax year so I am hoping this will enable me to claim back the tax paid on the £500. Will this make me a non tax payer?
My husband is a higher rate tax payer earning £48,000. He has put £10,000 into a stake holder pension and he will claim the tax back at the end of the tax year. This will then make him a basic rate tax payer.

I had initially assumed that we would not be eligible but now I am not sure.
Thank you for your help in advance.

[Deleted User]

Oldbiggles wrote: »

Are you supposed to be able to do this on line?
My wife just tried, but the message came up "We can't do this on line, you will need to phone " 0300 200 3300.

I did this on line about 3 weeks ago and in due course received a revised Notice of Coding from HMRC giving the new allowance.

Dazed_and_confused

kitty5 wrote: »

Hi there all,
I am not sure if we are eligible and wondered if anyone could help to advise.
I work part time and earn £10,600. I am also employed as an exam invigilator on a casual basis and will have earnt approx £500 by the end of the tax year ( this has been taxed ).
I have paid £2500 approx into the LGPS in standard plus additional contributions over the tax year so I am hoping this will enable me to claim back the tax paid on the £500. Will this make me a non tax payer?
My husband is a higher rate tax payer earning £48,000. He has put £10,000 into a stake holder pension and he will claim the tax back at the end of the tax year. This will then make him a basic rate tax payer.

I had initially assumed that we would not be eligible but now I am not sure.
Thank you for your help in advance.

Two things, assuming LGPS is some sort of pension scheme why do you think you would get the tax paid on the exam income back? Irrespective of this if your main income is £10600 then you need all your allowance to avoid paying tax. If you passed over the Marriage Allowance to hubby you would have a tax bill for £212 and hubby would potentially get a refund of £212 - no benefit overall to the pair of you :mad:

Consumerist

kitty5 wrote: »

. . . I had initially assumed that we would not be eligible but now I am not sure.

By my reckoning, using your numbers, your gross taxable income for the year is £10,600 + £625 - £2,500 = £8,725 on which you should not pay tax. (I've assumed the £500 is a net payment.)

As you say, your husband will be a basic-rate taxpayer and so will meet the criteria to receive MA.

In any event, if in doubt just apply. If you don't qualify HMRC will soon tell you or claim the tax back again.

To say thanks, you only have to click a button; is it really too much trouble?

MKPhil

Can I apply on behalf of my parents? They are both retired and my Father pays basic tax on his workplace pension. My Mother only receives a small pension (much less that £10,600) so could transfer part of her allowance. However she's not worked for many years and has convinced herself that she is somehow ineligible as she has no recent P60 (she has a NI number, savings accounts, a current account etc.). I've tried to explain that is not the case but she won't have it. Being pensioners they're not very well off and I hate to think they're missing out on a "free" £212 from HMRC. Can I apply on their behalf? I have no power of attorney or similar so have no "authority" to do so.

Consumerist

MKPhil wrote: »

Can I apply on their behalf? I have no power of attorney or similar so have no "authority" to do so.

Then, clearly, you can't apply on their behalf.

In theory, that is.

If you apply online with their blessing, you would merely be helping them to complete the application and you should be able to answer the security questions as proof of their identities. If it is done without their blessing (co-operation) then it would be fraud.

Dazed_and_confused

MKPhil wrote: »

Can I apply on behalf of my parents? They are both retired and my Father pays basic tax on his workplace pension. My Mother only receives a small pension (much less that £10,600) so could transfer part of her allowance. However she's not worked for many years and has convinced herself that she is somehow ineligible as she has no recent P60 (she has a NI number, savings accounts, a current account etc.). I've tried to explain that is not the case but she won't have it. Being pensioners they're not very well off and I hate to think they're missing out on a "free" £212 from HMRC. Can I apply on their behalf? I have no power of attorney or similar so have no "authority" to do so.

You've contradicted yourself a bit there, does your mother only have a small pension or a small pension and income from her savings/current accounts? Its her total income that counts - if low enough then she could well be eligible to transfer the allowance to your dad. Would the easiest thing be for you to do it online for your mum, with her watching over your shoulder that she's happy with what your doing? Lots of people won't have a P60 and ultimately this wont stop her claiming if shes eligible to pass the allowance to your dad