Prepaid Travel Cards guide

NiftyDigits

a1i.c wrote: »

The only reason I got this card is because I wanted to take out a Caxton card as I've a euro card, but as I live in Jersey, my post code no longer works for them. So it's bye bye to that !

Got a Revolut card a while ago, without issue, including the verification. I have put a bit of money on it, which was really easy, and tx to dollars. I have even paid for sports events I'm going to when I'm out there with the card online before I got my physical card, which came within a few days.

I did have a couple of issues with the inapp support not getting back to me. However recently I have had a quick response. One thing I found annoying though - I have text my family as my brother's off to France, my sister is heading to US too (different trip). My sister's husband took a good look at the card (he's an accountant and is particular about money) and very quickly realised it's potential and got a card - I got the £5 credit. However my partner took an age to go through the text link and sign up. I didn't get the £5. Turns out, when we asked the inapp support, that the text needs to be acted on within 2 days.

I've not yet done my travelling, but I'm really pleased I've looked here as I will now ask for the magnetic strip to be activated tomorrow. Pity it's not 1- automatically on 2 - detailed anywhere in documentation that the extra step is needed.

Finally, I am disappointed that I'm now reading that they may start charging after a year; however I do understand that things need to make a profit nowadays.

It is on automatically.

jeremy2012

A quick question, with the revolut card, is there a limit to how much you can use it within a year? it did say 1 - 1000 initialy somewhere within the app, but can not see the detail anymore....
Either it is too late, or i am lost within their clear FAQ.
Thanks,

jeremy2012

and an other quick question re revolut card!
Can I pay in from my uk account with my card and withdraw on a french bank account for instance without any fee?

NiftyDigits

jeremy2012 wrote: »

A quick question, with the revolut card, is there a limit to how much you can use it within a year? it did say 1 - 1000 initialy somewhere within the app, but can not see the detail anymore....
Either it is too late, or i am lost within their clear FAQ.
Thanks,

If you want to utilise more than £1000 annually, you will have to go through a one time verification process.

NiftyDigits

jeremy2012 wrote: »

and an other quick question re revolut card!
Can I pay in from my uk account with my card and withdraw on a french bank account for instance without any fee?

You should ask them. In any case, nothing to stop you from withdrawing via the ATM and paying into the French bank account.

eDicky

jeremy2012 wrote: »

and an other quick question re revolut card!
Can I pay in from my uk account with my card and withdraw on a french bank account for instance without any fee?

If the French account is in your name you can withdraw to it directly after converting to euros at the interbank rate.

If the French account belongs to someone else you can use the 'send' function to give them some kind of link by email/SMS/WhatsApp to receive the funds (I have not tried this yet). Or if the other person has a Revolut you simply do an instant transfer to them with the 'send', then they can withdraw.

Goodbye bank exchange rates and charges...!

jeremy2012

Great news re Revolut! So will have prepaid revolut which is mastercard. Halifax clarity which is mastercard, and santander which i believe is mastercard too.....

Am I safe with mastercard only? Rather be safe than sorry!!!!!!
I still have plenty of time to apply for additional product! :-) Visa product, debit card....


Additional questions, in order to minimise interest on credit card use for cash withdrawal in case i am using them instead of the revolut card.
Should I make advance payment to clear credit card balance as i go along to avoid charges!

Or will be charges me very little so i do need to worry about it.

Thanks so much.

jeremy2012

Great news re Revolut! So will have prepaid revolut which is mastercard. Halifax clarity which is mastercard, and santander which i believe is mastercard too.....

Am I safe with mastercard only? Rather be safe than sorry!!!!!!
I still have plenty of time to apply for additional product! :-) Visa product, debit card....


Additional questions, in order to minimise interest on credit card use for cash withdrawal in case i am using them instead of the revolut card.
Should I make advance payment to clear credit card balance as i go along to avoid charges!

Or will be charges me very little so i do need to worry about it.

Thanks so much.

eDicky

jeremy2012 wrote: »

Should I make advance payment to clear credit card balance as i go along to avoid charges!

Or will be charges me very little so i do need to worry about it.

The latter. It's against T&Cs to 'pre-load' a CC but you can pay off a withdrawal after it appears on your account by internet banking, if you want to avoid the relatively minimal daily interest.

Elahidavid

£5 bonus for inviting friends is issued only to EU citizens or other countries too?