Nationwide SO SLOW

AMO77

Of course!
Agent of the development where I'm buying is now hassling me for an update...

AMO77

Apparently my application has been passed to a senior underwriter for further checks... This can't be good?

Joanne22

That happened to me AM077 - and caused another 2 week delay.


They are certainly thorough!!

AMO77

Heck how awful for you!
Broker says the underwriters passed it on to someone senior as i am salaried in one place, PAYE in another and self employed. P60s, sa302, payslips alread sent in proving this. Only want a mortgage of £86,700 for shared ownership with a £60,000 deposit ! Excellent credit, debt cleared , never in overdraft

Jon_B_2

Now it all makes sense. Your case is clearly far from simple!

AMO77

But all the documentation backs up all the figures.

PixelPound

You may have all the documents, but it isn't a standard situation, so I think they refer anything unusual to underwriters higher up the chain. Does your broker think you will be fine?

AMO77

He says I shouldn't worry as all the info is backed up and well
Within affordability with a big deposit

AMO77

Praying my app is with a common sense senior underwriter today.

AMO77

Just received from broker:
t is in regards to your 3 jobs and your address. I have explained everything in regards to this to them and provided all documentation so I don't see there being any issues. Unfortunately still no response yet.