📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPI Reclaiming successes and failures

1176117621764176617673771

Comments

  • Derwent
    Derwent Posts: 571 Forumite
    Tenth Anniversary Combo Breaker
    Had a nice surprise this morning, I submitted a claim to Egg last week for a credit card I'd forgotten about as I only had it for a few months in 2003. Got a letter back today with a cheque enclosed for £838. Not too bad at all, but surprised how quickly they dealt with it.
    Its amazing how these banks can't even do simple calculations correctly..............
  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    Derwent wrote: »
    Had a nice surprise this morning, I submitted a claim to Egg last week for a credit card I'd forgotten about as I only had it for a few months in 2003. Got a letter back today with a cheque enclosed for £838. Not too bad at all, but surprised how quickly they dealt with it.
    :rotfl::j:beer: WELL DONE, BRILLIANT NEWS :beer::j:rotfl:
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • Petergra
    Petergra Posts: 10 Forumite
    Derwent wrote: »
    Had a nice surprise this morning, I submitted a claim to Egg last week for a credit card I'd forgotten about as I only had it for a few months in 2003. Got a letter back today with a cheque enclosed for £838. Not too bad at all, but surprised how quickly they dealt with it.


    I had a strange experience with Egg a couple of weeks ago, I was checking all my finances and after getting a credit report I remembered about an Egg Credit Card I had when I was at Uni. I called up to ensure that is was properly closed down as I am wanting to get my finances in order and I was told I had a CREDIT balance of £894.32:D:D:D:D:D.

    There is no way I was crediting my Egg card as I was a SKINT student and so I was thinking have they may a PPI re-payment without me needing to apply for it?

    After reading this site I have applied for the following PPI repayments:

    Cahoot (Santander) 9k loan over 5 years - finished this year.
    Virgin Money (MBNA) was paying about £60 per month in PPI - cancelled PPI in April.
    Mint (RBS) was paying about £25 per month and cancelled the PPI yesterday.

    Fingers crossed!!!!!!!!:D:D:D:D:D
    Egg PPI Refund - £897.52
    MBNA (Virgin) PPI: £6071.15
    MINT PPI: £3220.71
    Barclaycard PPI: Awaiting Info

    Running Total Reclaimed : £10,289.38 :T
  • On Friday 22nd July I stumbled upon a loan agreement for a loan I took out with A&L in 1997-1999. I followed the advice on moneysavingexpert, posted off my claim (I was in part-time employment at the time so would not have been able to claim from the policy)
    5 days later I received a call saying my claim had been accepted.
    On Thursday 28th July a letter arrived saying I would get £697 compensation. Excellent, thanks moneysavingexpert! :j

    I have just started another claim with A&L and one with LloydsTSB, I will let you know how they turn out.
  • sophosh wrote: »
    Hiya I am still waiting for our Lloyds batch of ppi complaints. We submitted them end of April and have had the standard blurb with regards to end of August. We are currently week 15. As soon as it comes through, I will post the outcome. Like you my OH has been with Lloyds for near the same amount of time as you. Hope you get success with your Lloyds claim

    Hi.

    Wishing You all the luck I have 4 with LLoyds,so either a big pay day :j or a big let down and trip to FOS :mad:

    I hope the fact Egg upheld complaint will force my other claims through.

    Here's hoping.

    Mark
  • The_Marksman
    The_Marksman Posts: 1,712 Forumite
    jdaugh wrote: »
    On Friday 22nd July I stumbled upon a loan agreement for a loan I took out with A&L in 1997-1999. I followed the advice on moneysavingexpert, posted off my claim (I was in part-time employment at the time so would not have been able to claim from the policy)
    5 days later I received a call saying my claim had been accepted.
    On Thursday 28th July a letter arrived saying I would get £697 compensation. Excellent, thanks moneysavingexpert! :j

    I have just started another claim with A&L and one with LloydsTSB, I will let you know how they turn out.

    :rotfl::j:beer: GREAT NEWS, WELL DONE :beer::j:rotfl:
    :p:D:p Perfer et obdurai dolor hic tibi proderit olim :p:D:p
  • di3004
    di3004 Posts: 42,579 Forumite
    Derwent wrote: »
    Had a nice surprise this morning, I submitted a claim to Egg last week for a credit card I'd forgotten about as I only had it for a few months in 2003. Got a letter back today with a cheque enclosed for £838. Not too bad at all, but surprised how quickly they dealt with it.


    Wonderful and very quick too :T Congratulations!:beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Petergra wrote: »
    I had a strange experience with Egg a couple of weeks ago, I was checking all my finances and after getting a credit report I remembered about an Egg Credit Card I had when I was at Uni. I called up to ensure that is was properly closed down as I am wanting to get my finances in order and I was told I had a CREDIT balance of £894.32:D:D:D:D:D.

    There is no way I was crediting my Egg card as I was a SKINT student and so I was thinking have they may a PPI re-payment without me needing to apply for it?

    After reading this site I have applied for the following PPI repayments:

    Cahoot (Santander) 9k loan over 5 years - finished this year.
    Virgin Money (MBNA) was paying about £60 per month in PPI - cancelled PPI in April.
    Mint (RBS) was paying about £25 per month and cancelled the PPI yesterday.

    Fingers crossed!!!!!!!!:D:D:D:D:D


    Everything crossed here for you too, good luck on them all.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    jdaugh wrote: »
    On Friday 22nd July I stumbled upon a loan agreement for a loan I took out with A&L in 1997-1999. I followed the advice on moneysavingexpert, posted off my claim (I was in part-time employment at the time so would not have been able to claim from the policy)
    5 days later I received a call saying my claim had been accepted.
    On Thursday 28th July a letter arrived saying I would get £697 compensation. Excellent, thanks moneysavingexpert! :j

    I have just started another claim with A&L and one with LloydsTSB, I will let you know how they turn out.

    Fantastic, well done and Congratulations!:T:beer::j nice work and the best of luck on the others too.;)
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    ArferDaly wrote: »
    Hi.

    Wishing You all the luck I have 4 with LLoyds,so either a big pay day :j or a big let down and trip to FOS :mad:

    I hope the fact Egg upheld complaint will force my other claims through.

    Here's hoping.

    Mark

    Good luck Mark, keep at them.;) x
    The one and only "Dizzy Di" :D
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.