PPI Reclaiming successes and failures

di3004

offcumden wrote: »

Just got off the phone from Natwest
First call . We've been unable to find any loans with PPI on for your current address
Only been there nine years can you check under old address please? this is the post code XX00 0XX
I'll ring you back in ten minutes

Five minutes later
Found one taken out Feb 1999, Cleared Feb 2004
Did it have PPI , Yes , £1050 .
Great, Any Employment details, phone number ? NO
Great cos I was self-employed then and they didn't tell me they had put it on.
You've got a case then I'll log it on the system then back date to when you reported it it take about 16 weeks , Ok Thats fine.
Have you found any before , Sorry this system only allows me to back to 1999, I'd need to go onto another system.
Could you go back to 1990 when I opened the account I'm pretty sure you'll find some more. Sure. And you'll let me know either way? Certainly:T:T Quick calc looks £1050 x 8%= £2094
60X £21.12 M0nthly payments plus interest from 1999 =£2270 total
£4364 ???:D:D:D

KEEP AT EM :rotfl::rotfl::rotfl:

That is wonderful, wow great work here, Congratulations.
:T:beer::j

amersall

offcumden wrote: »

Just got off the phone from Natwest
First call . We've been unable to find any loans with PPI on for your current address
Only been there nine years can you check under old address please? this is the post code XX00 0XX
I'll ring you back in ten minutes

Five minutes later
Found one taken out Feb 1999, Cleared Feb 2004
Did it have PPI , Yes , £1050 .
Great, Any Employment details, phone number ? NO
Great cos I was self-employed then and they didn't tell me they had put it on.
You've got a case then I'll log it on the system then back date to when you reported it it take about 16 weeks , Ok Thats fine.
Have you found any before , Sorry this system only allows me to back to 1999, I'd need to go onto another system.
Could you go back to 1990 when I opened the account I'm pretty sure you'll find some more. Sure. And you'll let me know either way? Certainly:T:T Quick calc looks £1050 x 8%= £2094
60X £21.12 M0nthly payments plus interest from 1999 =£2270 total
£4364 ???:D:D:D

KEEP AT EM :rotfl::rotfl::rotfl:

:j:j:j:jWell done :beer::beer:

Rebecca01

Hello Everyone

Hope you can help. I spoke to Barclays today , they said they sent my information to the FOS to calculate our refund. The lady could not tell me any information about my claim including how much PPI, we paid. Does this sound right that the FOS would calculate it and not Barclays themselves?

Thanks

amersall

Hi Rebbeca,your is with FOS isnt it?,if so Barclays will not deal with you with this,they will have sent the redress to FOS to give to you.
If yours is not with FOS,then i cannot think why they have passed it over for FOS to calculate????.

sunny8_2

di3004 wrote: »

Nanna that is wonderful news!:j:T, well done to you and Congratulations!:beer:
Only glad to help, your very welcome x;)

OMG!!!!!! Congratulations!!:beer:xx

amersall

sunny8 wrote: »

OMG!!!!!! Congratulations!!:beer:xx

Have you calmed down yet? :D:D:D

Rebecca01

amersall wrote: »

Hi Rebbeca,your is with FOS isnt it?,if so Barclays will not deal with you with this,they will have sent the redress to FOS to give to you.
If yours is not with FOS,then i cannot think why they have passed it over for FOS to calculate????.

Thanks amersall, yes it was with the FOS. It was just that we recieved the letter direct from Barclays four weeks ago. So I thought they would work it out. That makes more sense now . So the FOS send a cheque and work it out? I didnt know that.
Thanks again Amersall.

h0pusp0pus

nanna79 wrote: »

Hi there

Mine was a credit card going back to 1999 ish... balance was £3000.

Nanna x

wow thats fantastic news well done it totaly bewilders me with how they work out these refunds i thought with a £11000 payout that your balance you borrowed would be alot higher? going by other peoples pay outs for instance with my mbna card i had a £5000 balance on it and took out the card in about 2004 but got only £1300 when going by what you were refunded shouldnt mine of been more like £5000?? it worries me that ive excepted my refund but it wasnt actualy what i paid out in ppi and ive only got a % of it back :S

sunny8_2

amersall wrote: »

You are very welcome x.

Hey guys....hubby rang FOS to enlighten them with our bad news yesterday & they cant find our complaint on file!! Aaaarrrggghhhh!! I have found it on my computer dated 5th may & thats when i sent it but they cant find it on the system!!:( However, the guy was nice & asked my hubby what had happened, he filled the guy in ( not literally, by the way!!ha) & he said we definatley had a claim & to re submit a form, also with all letters, correspondence etc and they would look at it...bit deflated as it's 9 weeks waisted, but at least now i have the chance to defiantly argue my case...will maybe need a bit of your expertise when filling it in!!:D xx

lisangry

Hi this is my first time on here.
I am having real trouble with Lifestyle Claims like others I have read on here.

I was getting no end of cold calls and after a lot of persuasion and a very appealing argument I agreed to sign up. I tried to cancel once but they talked me out of it but once I received their welcome pack and read it I definitely wanted out and rang to cancel as I was within their 14 day cooling off period. After trying to convince me otherwise they agreed to refund the arrangement fee of £359.58 once they had received all papers back in the post which I did all voided so none could be used.

I have not received me refund and have left messages with no response and cannot get an answer no one picks up the phone. What do I do next. Can anyone help please?