PPI Reclaiming discussion

petermb_2

Please do not just attempt to claim back your ppi on this account. you are sellng yourself short. There will be at least two other issues that you can claim against with this lender.

moonlightpjs

What do you mean? Sorry - bit dim

petermb_2

I think you would have grounds to challenge the loan itself not just the ppi.
I am aware of issues with this particular company and the way it conducts its business.

Kaia_2

petermb wrote: »

Hi
Dont be misled by the lender.
Do not go after the broker. The lender is responsible for arranging the ppi. The broker merely ticked a box on the application from.
GE are the people you should be chasing. If they give you a hard time come back to me. I will give you the weapons to win.

Now I am TOTALLY confused...
I was told the BORKER who setup the loan is held accountable.
I have been chasing Freedom Finance not GE Money....have I been wasting my time?
Who should I be dealing with broker or lender....any advice?????

moonlightpjs

petermb wrote: »

I think you would have grounds to challenge the loan itself not just the ppi.
I am aware of issues with this particular company and the way it conducts its business.

Can you give me further details please - am a bit confused now.

Really weird - just after I posted I got two e-mails from a company called "PPI Claimback" who are offering their services on a No Win No Fee basis" - strange eh? Reading my mind :rotfl:

petermb_2

yea sure! I will gladly discuss the issue with you but obviously not on the board.

Kaia_2

mcolak.
Today I have received the copy of the customer credit agreement you told me to request from the lender G E Money (which was First National at the time), its all preprinted with the PPI box pre ticked, the loan was for 18,000 over 180 months and a sum of £2021.33 was added at the start.
So now that I have all the details, I guess I can start the claim right?
Or is there anything else I need?
With regards to the amount I need to claim that would be £2021.33 plus 8% statutory interest right? ....so can that be worked out on Martins calulator on the bank charges page....sorry havent a clue?
Thanks in advance.
Kaia

petermb_2

When was this particular loan taken out?
How id you get it, did you use a broker?
Has it been redeemed?

Kaia_2

P.S.
I am still confused after reading what peter mb wrote.... #3708
Who am I claiming refund of PPI from is it the lender or the broker?

Kaia_2

Hi ...
not sure if above question is for me...
secured loan taken out in July 2002
Freedom Finance the broker and GE Money the lender(who were First National at the time).
Loan still active.