PPI Reclaiming discussion

smitchy73

gt, not nice of you to say all of this, the guy clearly states that he is willing to help and doesn't charge clients any money win or lose.

Maybe you should contact and see what he has to say, not everyone would be willing to offer their services for free to mere minions like us to help 'us' get our monies back, of course feel free to use the letters like lots of us do and do it yourself.

I'm lucky in that I work in a place with loads of lawyers who I can ask for advice about mis-selling rules and misrepresentation etc.

gt568

smitchy73 wrote: »

gt, not nice of you to say all of this, the guy clearly states that he is willing to help and doesn't charge clients any money win or lose.

Maybe you should contact and see what he has to say, not everyone would be willing to offer their services for free to mere minions like us to help 'us' get our monies back, of course feel free to use the letters like lots of us do and do it yourself.

I'm lucky in that I work in a place with loads of lawyers who I can ask for advice about mis-selling rules and misrepresentation etc.

I'm entitled to my opinion, we shall just have to disagree. I think he's touting for business by offering "teasing" comments to people.

walkingstar

Dear gt568
you have got a serious attitude problem, if people are trying to help why not say thank you and be grateful for what you get, i know i am.

petermb_2

I am happy to advise and assist but I am not in a position to say what the issues are. I can use the information to assist but I do not feel I am in a position to let the information loose. It would do no one any good in the end if I did as we would all end up paying more.

The information I posess is devastating stuff to the lenders. Having gained the knowledge, would you have me keep it to myself or at least use it free of charge. I do charge fees but I levy them to the lender, not the borrower.
We all have to live.

smitchy73

Of course you are, like I am and the rest of us are.

I just think the guy deserves some credit for offering to help, not everyone is able and has the confidence to do these things on their own.

:beer:

gt568

walkingstar wrote: »

Dear gt568
you have got a serious attitude problem, if people are trying to help why not say thank you and be grateful for what you get, i know i am.

Why because I don't agree with you? I just don't think cryptic statements are helpfull thats all.

Welcome to the forum by the way.

gt568

petermb wrote: »

I am happy to advise and assist but I am not in a position to say what the issues are. I can use the information to assist but I do not feel I am in a position to let the information loose. It would do no one any good in the end if I did as we would all end up paying more.

The information I posess is devastating stuff to the lenders. Having gained the knowledge, would you have me keep it to myself or at least use it free of charge. I do charge fees but I levy them to the lender, not the borrower.
We all have to live.

But you'll only let people use your info if they go through your firm, am I correct?

Thats fair enough, you can do as you wish and I don't want an argument with people or yourself, it is just my opinion that this isn't the right forum to be touting for business.

Each to there own.

walkingstar

Dear Gt568
Okay sorry we will differ, i think its the way it came across on reading your post - and thanks for the welcome:rolleyes:

petermb_2

I understand where you are coming from GT568 but I wonder what you would do in my position.

tiggrae

VickiK wrote: »

hello

my husband is trying to reclaim PPI on his AMEX credit card. He finally received a letter back today saying that as he had ticked the box for PPI he wasn't missold it and that rather than asking their customers if they are eligible they give them information about the PPI and expect them to make an informed choice. They say they think this is an end to it and if he wants to continue he should take it to the financial ombudsman though he may have run out of time (took insurance in 1998) is this correct -is the onus really on the customer to find out and understand what the PPI is and if they should have it? They included a copy of the application where he had ticked the boxes but he says it was never explained to him what PPI was or whether he would be eligible to claim. What should he do now?

He has been paying £25 a month since 1998 and has never made a claim -he only discovered he was paying it when I started helping with his finances this month -he admits he's terrible with money! Advice please!! I'm fuming because he's paid out thousands and we are still in debt on the card because of this.

Hi there, no it's not the end - it just means you can't go to the FOS, if your husband believes he's been misrepresentated he can make a claim through the County Courts under the Misprepresentation Act 1967