PPI Reclaiming discussion

googleman10

petermb wrote: »

Hi Googleman.
I will need more information but will gladly assist if I can.

Thank you petermb, I have sent you a PM to ask what info you would need.
On behalf of us all, thank you for your contributions to this forum, we all think this is a real mindfield.

Kind regards.

googleman10

Help48x wrote: »

I posted yesterday about Capital One but don't think anyone else is experiencing the same problems with this company.

What I need to know is...
I am in financial difficulties and need to write to Cap 1 to tell them to stop all action on my account. Will the ongoing dispute I have with them be affected by my doing so? I would have thought that the issue of their mis-selling of the policy is a separate issue, but need to know if this request will impact on my claim.

Any help/advice would be appreciated.

X

I wish you well with Capital One. I put them in the same field as GE Money!
I suppose it would depend on what point of action they have so far taken with your account and perhaps a few more details would be needed, for example have you had your debt transferred to a recover agency or are you maintaining an agreed payment plan. This will help someone to maybe give a bit more advice to you. I've been a long time surfer but only recently joined the forum and everyone is very helpful so someone will have advice for you I am sure. Keep smilin!

Kind regards

suedai

we had to sell our house last year, sorting out for the move resulted

with,throwing away/destroyed all past documentation from past loans/credit cards etc.

how do we find out account numbers from old accounts, i have found names and address of companies from creditfile search

thanks

vodkafreak

michellew wrote: »

Ring them, I was on first name terms with the "complaints exec" lol got an offer but have refused it and waiting for their response - how long since you first wrote to them? I would wait the 8 weeks from first letter, before sending the second, but give them a ring first

First template letter sent 29th Oct & received extremely prompt reply dated 31 Oct!! ( I had previously written asking for a copy of my original agreement so maybe they anticipated the first template letter & sent the bog standard 'fob off' letter anyway!!) Might try ringing my 'complaint executive' as you suggest, just so she knows that i WILL NOT settle for anything less than my full entitlement! Thanks for the advice.

michellew_2

vodkafreak wrote: »

First template letter sent 29th Oct & received extremely prompt reply dated 31 Oct!! ( I had previously written asking for a copy of my original agreement so maybe they anticipated the first template letter & sent the bog standard 'fob off' letter anyway!!) Might try ringing my 'complaint executive' as you suggest, just so she knows that i WILL NOT settle for anything less than my full entitlement! Thanks for the advice.

Hi

You can always email them - usually their first name.surname @firstplus.co.uk -

*** Please don't post personal details on the Forum - MSE Webmaster ***

Elsie2_2

Hi guys. Some more help please.
In one of Martin's template letters, it states "I am requesting a refund of premiums paid and and subsequent interest. As i believe I have been deprived of the money, i also expect 8% statutory interest, to be added to each payment made."
My question is this, is this 8% per annum? My policy dates back to 2002, so when calculating the interest, do i add 8% p/m for every year since or just once? Thanks in advance.

Knightowl

Elsie2 wrote: »

Hi guys. Some more help please.
In one of Martin's template letters, it states "I am requesting a refund of premiums paid and and subsequent interest. As i believe I have been deprived of the money, i also expect 8% statutory interest, to be added to each payment made."
My question is this, is this 8% per annum? My policy dates back to 2002, so when calculating the interest, do i add 8% p/m for every year since or just once? Thanks in advance.

THE KEY is EACH PAYMENT.......each month so it will be variable on my understanding

checkedshirt

Hello All

A quick question about PPI reclaiming:

I have a First Plus Loan obtained through Loans.Co.Uk

Do I write 1st template letter to First Plus or Loans.co.uk????
Many Thanks

Elsie2_2

knightowl wrote: »

THE KEY is EACH PAYMENT.......each month so it will be variable on my understanding

Each payment will have differed, yes. But do I add 8% onto each month since or just whilst I had the card?Sorry, I don't really understand what you mean.For more info, its a credit card, so i've calculated I paid £561.41 over 2 years. They have offered me a round figure "taking into account interest" they say, of £600. I'm just checking that I am not due more than this before accepting their offer. This may sound greedy, but I always get suspicious when banks offer more than they need to.

laineysayers

Hi
In response to the Firstloans.co.uk query............you will need to write to the first point of contact. I know, as recently started on my quest to get PPI refunds from 2 loans, one with GE money and went through AWD Finance, the other with First Plus and went through Norton Finance. Having written first to the lenders they pass you off to the brokers. Just waiting for responses now from the brokers and only 6 weeks down the line! will let you know of any success/failures.

:beer: