mis sold loan by broker, who is responsible?

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  • robatwork
    robatwork Posts: 7,114 Forumite
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    OP you like simple questions and answers. So here's one:

    Did the broker approach you out of the blue (phone call or otherwise), or did you approach them?
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
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    When in 2007 did you take out the loan. Specifically, was it on of after Good Friday?

    This may sound silly but the Consumer Credit Act 2006 came into force on that day (it was the first day of the tax year). It will determine whether FOS has jurisdiction.

    We also need to know who the broker was.
  • McKneff
    McKneff Posts: 38,831 Forumite
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    :wall::wall:..........................................
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • michwd
    michwd Posts: 12 Forumite
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    Please post your question again with some all information, this time it's not completely described and less informative about your actual problem.:)
  • jjgold
    jjgold Posts: 209 Forumite
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    guys stop trolling and help him out:beer:
  • David301
    David301 Posts: 234 Forumite
    edited 16 May 2015 at 1:00PM
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    No one can help - not enough information being given and questions being ignored.

    Guy wants loan > broker organises loan > guy gets into arrears > guy finds out broker was dodgy > guy wants compensation > guy gets £700 > guy appears to want to get out of paying the loan back for several other people

    that's really what is coming across at the moment
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
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    jjgold wrote: »
    guys stop trolling and help him out:beer:
    Hi, OP's alias!

    *waves to OP's alias*
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
  • jjgold
    jjgold Posts: 209 Forumite
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    gaz dont be a troll
    help the guy and his disabled son out
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
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    jjgold wrote: »
    gaz dont be a troll
    help the guy and his disabled son out

    The rules say I have to be nice to you.

    1) Would you be so kind as to stop throwing the word troll around.

    2) Please would you encourage the original poster to provide the additional information requested, on numerous occasions. Then I think more help will be found.

    Thanks.
  • Gaz83
    Gaz83 Posts: 4,047 Forumite
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    jjgold wrote: »
    gaz dont be a troll
    help the guy and his disabled son out
    How, exactly?

    If you're not the OP (which I suspect you are), they've given barely any relevant, helpful information at all.
    "Facism arrives as your friend. It will restore your honour, make you feel proud, protect your house, give you a job, clean up the neighbourhood, remind you of how great you once were, clear out the venal and the corrupt, remove anything you feel is unlike you... [it] doesn't walk in saying, "our programme means militias, mass imprisonments, transportations, war and persecution."
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