Travel Money & Foreign Exchange Tips guide

eDicky

maz100 wrote: »

Yes I was in Heathrow, I did not see the selection for 'Without Conversion' option - but I may have not been looking properly. I walked away anyhow.

Travelex now have the monopoly at Heathrow - steer clear...

Victoria211

Is there a better debit card for using your card outside of Europe?

Michael24

What is the best way to manage money in the US please? We are going on a 2 week family holiday toFlorida at the end of May and any help will be hugely appreciated.

eDicky

Michael24 wrote: »

What is the best way to manage money in the US please? We are going on a 2 week family holiday toFlorida at the end of May and any help will be hugely appreciated.

http://www.moneysavingexpert.com/travel/travel-credit-cards

eDicky

Victoria211 wrote: »

Is there a better debit card for using your card outside of Europe?

http://uk.virginmoney.com/virgin/current-account/essential-current-account.jsp

MrsCD

Does anyone have any experience of the Post Office Travel Money Card - a pre paid multi currency card?
We usually take euros and a small amount of GBPs for a week to ten days in Europe, but I'm thinking about security and how to cover ourselves etc.
I would appreciate any comments please.

ETA, I've found the info on the website about pre paid cards! Maybe avoid the PO one.

paultoy

I followed the MSE recommendation to give this facility a try.
In my opinion it's a dog's breakfast.

The whole service - an excellent idea etc etc - is woefully undermined by a user support system that relies heavily on a chatbot backed up by some generic FAQs, being able to help you out with knotty & individualistic (as they always are) issues arising - such as card application malfunctions, user interface issues (the app appears to be beta at best - possibly ceta). The app doesn't work too effectively & neither much does the chatbot, in instances of which you then ask the chatbot for a Live Agent (i.e. human being on the other end). This I did. The bot announced how busy they all were - a Live Agent will be with you in "up to 1 hour". Aha.

So I occupied myself for a while in reading Community Comments - a veritable chamber of horrors. I've initially opened the account with £10 electronically debited from my bank account. I'll be returning the money to my current account pretty soon - if that doesn't screw up as well - & then dumping Revolut. All too much to go into here but I suggest all & sundry read their Community Feedback pages PRIOR to going in for any transactions. You too Martin L - very much so. In a nutshell, the customer support for this early days & prone to be faulty service is manifestly insufficient. If nothing goes wrong with your account & user interface experiences well maybe you're fine. If anything does go wrong - & there's plenty of scope for that - you're royally screwed, as massively inconvenienced in the time, energy & ingenuity extracted from you the user in endeavouring to have your issue resolved.More an instrument of torture than a service.

From what I can glean this system has been been up & running since October 2016. From what I read of user experiences, I'd be suprised if it's still up & running by October 2018. Whatever the case, I for one am out of there as quickly as I can extricate myself. My account experience went on faulty pretty soon upon commencement. This company just do not have adequate facilities to unscramble the errors their system is capable of creating, without it also becoming a total nightmare for hapless users.By all means suck it & see for yourselves. I've sucked & spat out - pretty fast.

JenniferK

My problem with WeSwap was that they lock the account for a security check while I was travelling. If I hadn't had alternative sources I would have experienced big problems.

eDicky

paultoy wrote: »

I followed the MSE recommendation to give this facility a try.
In my opinion it's a dog's breakfast.

The whole service - an excellent idea etc etc - is woefully undermined by a user support system that relies heavily on a chatbot backed up by some generic FAQs, being able to help you out with knotty & individualistic (as they always are) issues arising - such as card application malfunctions, user interface issues (the app appears to be beta at best - possibly ceta). The app doesn't work too effectively & neither much does the chatbot, in instances of which you then ask the chatbot for a Live Agent (i.e. human being on the other end). This I did. The bot announced how busy they all were - a Live Agent will be with you in "up to 1 hour". Aha.

So I occupied myself for a while in reading Community Comments - a veritable chamber of horrors. I've initially opened the account with £10 electronically debited from my bank account. I'll be returning the money to my current account pretty soon - if that doesn't screw up as well - & then dumping Revolut. All too much to go into here but I suggest all & sundry read their Community Feedback pages PRIOR to going in for any transactions. You too Martin L - very much so. In a nutshell, the customer support for this early days & prone to be faulty service is manifestly insufficient. If nothing goes wrong with your account & user interface experiences well maybe you're fine. If anything does go wrong - & there's plenty of scope for that - you're royally screwed, as massively inconvenienced in the time, energy & ingenuity extracted from you the user in endeavouring to have your issue resolved.More an instrument of torture than a service.

From what I can glean this system has been been up & running since October 2016. From what I read of user experiences, I'd be suprised if it's still up & running by October 2018. Whatever the case, I for one am out of there as quickly as I can extricate myself. My account experience went on faulty pretty soon upon commencement. This company just do not have adequate facilities to unscramble the errors their system is capable of creating, without it also becoming a total nightmare for hapless users.By all means suck it & see for yourselves. I've sucked & spat out - pretty fast.

Such a long story about nothing! Did you actually have any problem or are you just fantasizing? Did you bother reading the FAQs to learn how to use Revolut or just resort to asking on the chat for help instead?

The majority of problems reported here (there's a Revolut thread) were caused by user mistakes and misuse, either deliberate or because they hadn't bothered to understand how to use it.

Meanwhile I've been using it happily for various purposes since they began over two years ago and will continue to do so, as do a few hundred thousand others...

KenSim

After reading MSE. I applied for a Halifax Clarity credit card then I discovered the TRAVELMONEYMAX app. MSE always has the best as the Halifax Clarity credit card. The app shows completely different results.
€100 =
Amex =£87.97
TSB Platinum Debit card = £90.00
Santander Debit £90.04
Halifax Clarity credit card ££91.55.
Am I missing something here?
Correct at 0641 24th August.