FIRE Through The Mortgage - MF by 55 - LATEST

Firegirl

£240 transferred to mortgage off set account. I think I'll sort out the overpayment next month. I have the risk of redundancy fear today for some reason!

Firegirl

I'm setting myself a mini target of £235316.06. When I reach that it will mean I've paid off 10k since starting in February 2015.

Luckyinlife

Great progress fire nice target as well if i could do half that every year consistently id be chuffed :]

How have you been all well and good ?

Watty1

Firegirl wrote: »

I think I'll sort out the overpayment next month. I have the risk of redundancy fear today for some reason!

Is that an irrational fear? Or is something going on to lead to that?

Firegirl

All good here lucky. I'm now looking forward to the 10k target. I find it more motivating than the May next year one. Might keep me on track for the next few months.

Watty- I am currently at risk of redundancy. It's a very high risk in terms of percentage of staff. People have jumped ship and it means we are super busy, hence a spot of insomnia!!!

I go through waves of hoping to get redundancy and the next week I don't want to. What's for ya won't go by ya as they say!

Luckyinlife

Ya i know what you mean fire short term goals are much more motivational than long term ones good luck :]

Monkeychops16

Firegirl wrote: »

Also worked out that if I pay off £100 of my mortgage I save just over £20. That's gonna keep me going as a new motivator.

Just reading your diary, how did you work this out? What sum is it please? xx

Firegirl

Hi monkeychops, I like the name!

It shows up for me on line when I overpay but you could use the MSE mortgage over payment calculator too.

Let me know how you get on!

Firegirl

I'm def going to make my 19 year target(unless the job situation changes)

I wanna think of ways I could aim for a higher and get closer to my 14 year target balance. I'm all ebayed out at the minute!!!!

Firegirl

So it's been expensive month with 2 weddings!!! Had a great time though so worth it!!!

Also decided life is to short and booked flights to Paris for next April. That's hubby's Xmas and birthday covered.

Then my son is sobing because he has put the wrong football cards on his birthday list. Match attax 2015/16 are out now apparently. I told him it was hard but we'd already bought 2014/15 that he said he'd wanted. 3 hours of crying later......then I think there's a life lesson in this and a way round it. So he is going to sell the cards on eBay and try and sell some things to make up the difference in money. Is a bit harsh as its his birthday but I feel like I can't just go and buy it without teaching him how to sort out a situation. #heartbreak!

Looks like I'm off the wagon again. Sigh!!!