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Sat/Sun 9th/10th May 2015 - What small DFW things will you do this weekend??

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:
Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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Comments

  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

    • A Girl Called Jack, cheap recipes ( Link
    • Benefits check-up ( Link )
    • Birthday Bingo, daily free game ( Link )
    • Coupon Shop Forum list of money-off coupons (Link)
    • eBid ( Link )
    • Freecycle ( Link )
    • FreeStuff ( Link )
    • FreeUKStuff ( Link )
    • i-Say Surveys (Link)
    • List of online newspapers. At bottom of the linked page. ( Link )
    • MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
    • MSE Abbreviations Explained ( Link )
    • MSE Deals and Vouchers ( Link )
    • MSE Wow Offers ( Link )
    • My Supermarket ( Link )
    • OnePoll ( Link )
    • Quidco ( Link )
    • Reclaim PPI at no cost to yourself ( Link )
    • SayNoTo0870 cheap phone number finder ( Link )
    • Survey sites that pay for your opinions ( Link )
    • Swagbucks ( Link )
    • Swapit ( Link )
    • Tesco Orchard product testing (Link)
    • Toluna ( Link )
    • TopCashBack ( Link )
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 9 May 2015 at 8:27AM
    Morning DFW-Ninjas,

    Up bright and early for a free 5km ParkRun (Link) this morning. Will eat 22p noodles, soy sauce and nuts before I go.


    New Era Day Two
    :

    :grinheart Return library books and collect reserved item.

    :grinheart Finish the cleaning with Stardrops and washable cloths.

    :grinheart New kettle has a 1-2-3 cup indicator. Only boil enough water as required.

    :grinheart Read newspapers online. See my list of links above for about 50 links to papers online.

    :grinheart Posted on the Debt Free Roll of Honour board.

    :grinheart Probably going to be a No Spend Day.

    :grinheart OH and I will decide what we're going to wear for our 'CP>Marriage conversion' on Monday. As we are having just an administrative procedure it's just us and a registrar. Probably something from the wardrobe. This has horrified one of my acquaintances. Tough! It's about love not fashion! The process is only going to cost us £10 for a new certificate. Bargain bride! :rotfl:

    :grinheart We thought our Freeview box was dying as every so often there were flashes of coloured light on the screen. However, having cleaned the cable contacts, it's working again and a couple of fuzzy channels are now crystal clear. Hopefully that's it fixed. £0.

    :grinheart Put pills into weekly pill box thereby reducing the risk of illness that could result from forgetting to take them, which is expensive. Need to cut some pills in two as 'dear' GP has give me too many 50mg ones and not enough 25mg ones. Not going back to him to get more 25mgs, it's a 15mile round trip.

    Freebies:

    :grinheart Free seeds. (Link)

    Competition:

    :grinheart Win Pantene shampoo? (Link)

    News:

    :grinheart Do you have a Barclays Current Account? Martin Lewis has written an article on how to possibly get £48 a year through a new Barclays App. (Link)

    :grinheart Nationwide is changing its credit card fees. (Link)


    That's all for now. Good luck on your quests, Ninjas.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning ally thanks for starting us off!

    Just a quick post as need to get ready and go to work :(

    Small things:

    * load of washing
    * claim expenses for going to work as I have to "volunteer" for the day...
    * sort out finances later
    * texted 2 friends to arrange meeting up for playdates
    * KonMari trousers, dresses, skirts & coats
    * quick flylady lounge
    * taking snacks to work (fruit) so I stick to diet!
    * donate a few pots to work
    * B/D from stores
    * film and glass of wine at home tonight

    Think that's all for me today. Better go and get in the bath! Have a lovely day x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    Ally - Thanks for starting us off today

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Today's little list:

    Packed lunch for DH - Done
    Bake -
    Pop to Spring Fayre at mums place -
    More decluttering (got rid of a smoothie maker yesterday which was taking up a big space in the cupboard)
    Continue purge on Emails -
    Continue purge on FB & Twitter -
    Surveys -
    Check Banks -
    Check swapits -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Pamper feet this evening -
    Check https://www.freepostcodelottery.com - Remember there are now 5 chances to win -
    Read -

    Have a great day, love to you all

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone :hello:

    DNMS - I found this blog online - http://goo.gl/XILdDq - going to print off this checklist and start Operation KonMari :T

    Ally - thanks for starting us off - exciting about your marriage conversion :T

    Hi Ziggy - hope things are good with you. :A

    Big hello to everyone else who follows :D



    Me? I've got a few things happening:

    :starmod: Biz planning :T Sunday's class is fully booked - can't believe it!!

    :starmod: Fix my website

    :starmod: Clearing out :A

    :starmod: Meal planning and might brave @ldi :cool:

    :starmod: Free yoga at home :j

    :starmod: Chilling out at home mainly...

    :starmod: Cancel my veg box delivery :( Not good because I like supporting my local farmer etc but the local market is really similar (local produce etc) and soooooo much cheaper.

    :starmod: Decide what to do with rhubarb before it goes off

    :starmod: Prep mushrooms before they go off...

    Take care my lovelies - catch up soon!

    I'm home alone today (OH is working) so you will no doubt hear from me :rotfl:

    xxxxxxxx
  • ellesbellesxxx
    ellesbellesxxx Posts: 1,105 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all,
    Just been catching up on yesterday's post...CONGRATULATIONS ALLY!


    Today we have said we need to blitz our house...


    -Clean
    -Tidy
    -Washing on
    -Post ebay package
    -List some other bits on ebay (Have a beautiful dress from Coast which got in sale - wore it twice for weddings but I can't think of any more occasions where I will be able to wear it in a long time now!)
    -Just off to work for am
    -Updated banking


    Have a great MSE day y'all!




    -
    :rotfl:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Morning All

    Thanks for the thread Ally. I agree, if you have clothes you feel comfortable in for the conversion then why buy new for the sake of it? Very MSE of you.

    Morning Determined, La Escocesa & Ziggy :)

    Not much to report here. A lazy start thank goodness. OH made us all bacon rolls on some leftover sourdough. And lots of hot coffee. Best start :)

    Have to do the usual weekend ferrying, piano, dance & a kids party this afternoon. But we are all going so it's nice. And less rushed than a normal day. No plans for Sunday as yet.

    I will be trying for NSD 6 this weekend, but it's more likely to be Sunday than today.

    Have a good one all.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Morning all! :):):)

    This weekend I plan to -

    Have a NSD-weekend
    Catch up with some sleep
    Do 2 loads of washing
    Clean and mop the bathroom
    Borrow a carpet cleaner off a friend and do the living room carpet
    Check online banking etc
    Help kids with homework, SATs revision etc
    Make a big chilli later for tea
    Watch Game of Thrones... I'm hooked, and only on S1 E2. :o
    List some dvds for sale
    Sort out some paperwork
    Make lots of cups of tea!

    Have a good weekend everyone! :)
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    edited 9 May 2015 at 5:33PM
    Good morning all
    Ally, Thanks for the start, loving your new lists :)
    DNM, Hope you have a good day at work.
    Ziggy, have a nice day
    La Escocesa Fully booked, very exciting!
    Back to it today, hope everyone has a good day
    Daily's
    • Switched mobile off over night :)
    • Heating off (get fleece blankets out if needed) :)
    • Check FPL :) will look again later
    • Use nectar search :( its working ok on app but not web based for some reason I keep getting invalid searches
    • Check Banking/update spreadsheets :):J whoo hoo an extra £8.28 cashback on CC, when I order sainsbob del the other day spent £102.28 used a £20 off first del code that was on :money: email and paid for it on my Sant 123cc and it was one of their offers so got 10% cashback so £102.28 worth for £74!!! result! :j :j
    • Unsubscribe from junk emails :)
    Food & Health - got to start looking after myself
    • Drink warm water rather then tea/coffee save the cost & less calories too :)
    • All meals from stores - plan & prep -
    • BFAST - ys crumpets :)
    • Lunch - Burrito's all ingredients from store :j
    • Tea - HM soup, sandwiches & salad bits
    • Make date cake started with 23 packs of OOD dates enough for 46 cakes! so far uu 2/23 packs :j

    Old school, make do & mend & use up

    • Try to use something out of the use up food box :j used dates & protein powder as I made some protein ball too
    • Use up pamper box started with 18 nail polishes 4 handcreams 1 footcream, 2 facecreams & 3 perfumes - so far uu - 1np 2hc - some perfume & facecream used today so far :)
    • Use up household box started with 5 shower sprays - so far uu - 2/5 :j

      Entertainment & Leisure
    • Read a few pages of a book
    • Check Sun perks :) nothing on that we want again, glad I have cancelled.
    • Have a movie night using dvds from our stash - looks like we're watching my super ex girlfriend, I don't remember anything about this one!

      Home and decluttering
    • Clean & tidy fridge :j
    • Clean & tidy freezer (update freezer list)
    • Add items to charity bag
    • Ironing - turn off iron when a couple of bits to go :j


      Earning chances
    • Do some Swagbucks :j
    • Check email survey oppurtunities :) a pinec0ne done :)
    • Check checkoutsmart :) sis grabbing a couple of bits for me, will pay her back when she gets here
    • Check shopitize - as above :)
    • Check TCB - :) claimed £3.82 as Agc :) this is the last payment I was waiting for (as I'm trying not to buy now in the first place!)
    • Check Quidco/clicksnap :) £5 Agc on its way :)

    Following :money: to keep us debt free :j
  • 1HANNAH
    1HANNAH Posts: 855 Forumite
    Wow busy post this morning, sorry I missed you off my first post Bob, PP & Ellesbelles. Have a good day all x
    Following :money: to keep us debt free :j
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