Divorcing the debt and the fella.

NotNormal

Wow, last night was an early night. I was in bed before 10pm!

Today has already got off to a positive start. I've already
Stripped the bed
Opened window to air the bedroom
Fed the animals
Taken my inhalers
Put away the clean washing
Rounded up the dirty washing
One load in the machine ready to wash
Tidyed back up my clean clothes where they'd been rummaged through


Amazing how much I can manage when I've not pressured myself.
And I've checked my fitbit, for the 8 hours I was asleep I was restless for half of that. So I'm running off 4 hours sleep haha.

NotNormal

So I didn't do too bad today. I've managed 12/12 active hours according to my fitbit (over 250 steps per hour), 6,656 steps so not quite the 10,000 that are recommended but pretty damn awesome still.

I've also
Stripped the bed
Opened window to air the bedroom
Fed the animals x 3
Taken all my medications
Put away the clean washing
Rounded up the dirty washing
One load in the machine ready to wash (never put on haha)
Tidyed back up my clean clothes where they'd been rummaged through
Walked the dog
Eaten breakfast and dinner, managed a snack at lunch time
Organised half the spare bedroom
Tidied up the mess in the spare bedroom
Opened window to air the spare bedroom
Taken out the rubbish
Taken a box of stuff and the ironing board back to my Dad
Stayed calm even when the cats were little !!!!!s
Taken my tower fan round to my friend, her dog is struggling in the heat
Made a new meal plan printable
Organising meal plan and shopping list as we speak so I can go do the shopping tomorrow
Socialised multiple times with multiple people
Been to the shop with my friend as she needed a couple of things and I fancied the short walk
Carried the mirror upstairs ready to go on the chest of drawers

I don't feel guilty about winding down for the night, I'll round the animals up shortly and head up for another early night I think

NotNormal

Welcome to the mad house, please hand in your sanity the door and feel free to lick the windows.

That's what it feels like right about now anyway. Absolute madness and mayhem, just two more weeks to countdown and then I can focus on preparing for family visiting. Actually that's more stressful, let's forget about that for now.

I've got a bit of a to do list put together but I'm not expecting to do everything on it like I used to. But my brain is a bit fried so finding it useful to have something to consult to remember what on earth I'm doing haha.

I shall check back in by the end of the weekend with an update of what I've accomplished and I fully intend to rejoin flylady on Monday

Bobarella

See you on there, I've been flyladying lately and its great to have a routine isnt it.

kimplus8

I love your diary, following with interest x

NotNormal

Bobarella wrote: »

See you on there, I've been flyladying lately and its great to have a routine isnt it.

I especially love the levels/lack of pressure. Instead of telling myself I have to do it, I just flick through the list and see what I can accomplish. Somedays (like today) I shock myself with how much I have managed and not realised.

kimplus8 wrote: »

I love your diary, following with interest x

:D:D:D:D:D:D:D:D

Thank you! That means quite a lot, I was starting to think I was rambling like an insane person.

Well it's been absolute mayhem around here and I haven't been on as much as I would like but other things needed to take priority.

I got my personal best on my fitbit at 15,000 steps in one day. I haven't managed to wear my fitbit for a few days as it was quite uncomfortable in this heat.

My ankle and hip are quite stiff and sore again, especially today. I'm just pottering around slowly and seeing what I manage. I have physio next week so keep your fingers crossed for me and we will have to see how things go.

Since yesterday I have accomplished a few things:-
Checked fire alarms
Opened windows to air out rooms (I try to do this daily)
Gave all the sides a quick wipe down
Hoover and flip mattress
Air duvet
Cleared master bedroom floor and started clearing guest bedroom
Hoovered master bedroom and hallway (finish messy DIY in guest bedroom first)
Sorting clothes that no longer fit me/admitting I've gained weight. Another friend is smaller than me so she gets first refusal
Cleared the bottom of the stairs, everything ends up there ready to go up and then gets stepped over!
Tidied up the bookcase, dining table (if I don't clear it daily I forget it exists) and bedside tables
In the spirit of decluttering but not wasting, I have sorted out all the open bathroom products and I vow to use those before opening/purchasing others. Also working on decluttering in the guest bedroom.
Bathroom floor is clean.
Bath, toilet and sink have been scrubbed. (I had a bath this morning and made sure to clean it after I was done as well!)
Wiped down the laptop
All washing off bathroom floor and cleared from upstairs
Tiles wiped down as best I can (they need replacing, terrible grout job!)
I haven't purchased bins for upstairs yet, but bin bags have been taken out
Got rid of most of my empty bottles, kept a couple of water bottles for bedtime (saves knocking over a glass in the night).
Tackled this months budget
Started on a shopping list ready for supermarket on monday
Sorted through the post
Sorted through my emails
Finished a website redesign, next to design business cards etc to go with and design a few others
Updated debt spreadsheet (I've got a debt free diary on here)
Taken a bit of me time (bath and then nap)
Prepared for physio appointment
Finally picked out kitchen tiles so I can order those next week!
Filled the whole in the wall in the spare bedroom

NotNormal

I am here and I'm okay. There are have been some emotional things going on at home that have required my attention, I'm trying to get back in the swing of things again though and today holds a little good news.

Today three of my debts have been wiped clean, that's very very exciting! I'm waiting to hear back in regards to one, they keep changing what they wish to charge me while complaining about me not paying. How am I supposed to pay if even they don't know what to charge me?

One of my debts will be wiped clean next month as the remaining balance is the same amount as my monthly payments! And since I can then apply that money to my other debts, I will use it towards my next lowest remaining balance. Which will clear that debt too!! How exciting is that?

I'm working on my eating, trying to make sure I actually eat three meals and control my portions as they flick between barely there and pigging out.

My contact lenses have just arrived as I had run out, I shocked myself with how quickly I had them in. I used to take an hour to get one in, I had both in in under five and it only took that long because of being attacked by the lens solution.

I won't be on much as I still have stuff going on at home, but I will try to be a bit better about checking in.

Hope everyone is okay!

ani*fan

That's great news about your debts reducing, well done! :j

NotNormal

ani*fan wrote: »

That's great news about your debts reducing, well done! :j

Thank you. I'm really pleased to see the numbers reducing!

Wow, I really was gone a while wasn't I? In this case no news is mostly good news. It's only partially that I fell off the DF Wagon/lack of motivation. The other reason is I have been busy! That's correct, I have been socialising my anxious little !!! off.

I have made some new friends, one of who I walk with every night. We are trying to hit the 10K steps goal daily although obviously not all days go according to plan! Obviously we don't do 10K steps on our walk so us getting that really does rely on us having been active during the day. Yesterday I just missed out! I had almost 9k :mad:

I have also been to a party as well as hosted a party. That's been absolutely exhausting but so glad I did it! Yesterday we went shopping, the cold weather has hit and I was in need of some fluffy warm socks because I'm not planning to put the heating on just yet if I can help it. Which is definitely a difference from last year when I would just stick it on anyway. Sure I put on layers, if you count throwing a hoody and some thin socks on. Obviously I would still be cold! While on our shopping trip I didn't buy millions of wants, I focused on needs. Still spent almost £110 though! But that's pjs, socks, more socks, more leggings for layers and more underwear as with the cold weather the washing takes a bit longer to dry which is a bit of a problem when you only have a few days worth of knickers!

I was also very brave and got in a lift a total of 5 times, all without crushing my friends hand (terrified of lifts). I ate three times yesterday, got an early night and was up by 6am today haha. We also got the bus which I haven't done in a while.

You may have noticed I no longer have a debt free date listed, I recently made a decision... My debt is at almost £2k. I know it will be cleared in the next couple of years and no one is chasing me for that money. I could be paid off super quick if I crippled myself but I'm not willing to do that. Sure if I was looking at spending 30+ years in debt otherwise I would but I'm not. Christmas is round the corner and I want to save some pennies for our christmas market, last year I could barely afford any bits there and I refuse to do the same this year.

I want to have money in my bank each month so from now on my bank will not be allowed to get below £50 unless there is a dire emergency, each month I will increase this until I'm back at my £200 cushion I had a few years back.

I am putting money in my savings jar again.

I will start shopping for next Christmas from Boxing Day, that's how my Nan has always done it and not only do we get a variety of things without her crippling herself financially we have the added benefit of pure surprise because even if she accidentally tells us we have forgotten by Christmas.

Since changing my way of thinking, I have decided to increase the amount I pay towards my debt and move it to a standing order so it comes out on pay day before I start spending.

I have set up a standing order to my pre-paid credit card for the usage charge (£5.95 per month - credit increasing loan type one), then rounded it up. I will also be sending all spare change (rounding to the nearest £5) from my bank to my pre-paid credit card. This will slowly add up and give me another safety cushion.

I shall be shopping with a list and updating the cashback app/coupon spreadsheet. I cannot properly coupon at the moment due to using a chromebook so I can't download the coupon printer. But I shall look at ordering a charger for my netbook and then I can use that to print them.

So as I mentioned above, I ate three times yesterday and I was insanely proud of myself. I'm going to keep trying to eat little and often. I'm going to declutter and clean my kitchen thoroughly as I have god knows what in the kitchen cupboards and I need a list! Then I'm going to start batch cooking again. I have plenty of tupperware so it's about time I use it, especially as I spent more to get the click lid ones as they're sturdier and don't suddenly warp and stop the lid fitting haha. They were purchased on sale and are frugal because I won't be rebuying all the time. If I buy more it will be to add to the collection rather than replace all the time.

That's my story and I'm sticking to it

Bobarella

Wow what an incredible update. You are doing so well!!