Secret Debt

nkkingston

talking in general here, I think when you make a commitment to someone, whether that's legal or not, you're committing to working as a team. Being a team means sharing the bad with the good and treating each other with respect. If your partner would leave you for telling the truth, they don't respect you. If you think you're doing your partner a favour by not telling them, you don't respect them.

A secret in a relationship is like a wonky wheel on a trolley: you have to push twice as hard to keep to a path that's half as smooth as the one you want to be on, and as soon as you stop paying attention you're going to hit a stack of soup tins and end up covered in cream of tomato.

secretdebt

Thanks for your responses.

As always, hindsight is the most wonderful thing. I have been lucky in seeing both sides of the coin.

I know why I hid it, because I feared that I would lose my partner and also the shame that comes with such a sizeable debt with naff all to show for it.

However, I now know that coming clean helped no end. My partner hasn't helped me, and I don't expect her to. All I know is that I can be open now with why I can't afford to go on holiday or buy other things that theoretically I should be able to afford. I no longer have to keep it a secret from the person I love.

I still feel it is a tough, tough decision! And I don't envy anybody who is currently having that debate within themselves. My experience had a positive ending, but unfortunately not everybodies will! Although I am quietly confident that more end positively than negatively.

secretdebt

Hello all,

Been a while since i last posted. Current debt is near enough £15k on the dot.

I have just prepared a cashflow, and I should be able to be debt free by mid February 19 (all things staying equal).

If I can somehow raise a further £2,600 next year, then that should bring it forward to the end of 2018. So, as a final push I will try to make that my target debt free date.

If anyone wants to give me £2,600 then that would be awesome - failing that (as i'm sure nobody will), does anybody have any ideas how I could realistically raise £2,600 in the next 12-14 months? I really have nothing to sell anymore so this would be more of a side hustle requirement.

Thanks in advance.

takman

secretdebt wrote: »

Hello all,

Been a while since i last posted. Current debt is near enough £15k on the dot.

I have just prepared a cashflow, and I should be able to be debt free by mid February 19 (all things staying equal).

If I can somehow raise a further £2,600 next year, then that should bring it forward to the end of 2018. So, as a final push I will try to make that my target debt free date.

If anyone wants to give me £2,600 then that would be awesome - failing that (as i'm sure nobody will), does anybody have any ideas how I could realistically raise £2,600 in the next 12-14 months? I really have nothing to sell anymore so this would be more of a side hustle requirement.

Thanks in advance.

You should look at the Matched Betting forum on here. Making £2600 in 12 months is a realistic amount especially if you take advantage of all the new customer bonuses.

secretdebt

Cheers Takman - unfortunately all my problems started with Matched Betting about 12 years ago...so I've pretty much exhausted the majority of offers and wouldn't want to step back into that arena ever again. However, I do know that it is possible to make a ton of cash through doing it (my friend does it full time and doesn't work a job) - however, for me, its not an option

nkkingston

It's a lot to raise if you're also working full time. Some of the more consistent survey sites (like prolific.ac and opinionoutpost) can net you a decent amount if you've got the time to do surveys as soon as they come in - I do them casually, and pick up about £20 a month, but if I put my mind to it I could probably lift that to £50-£100 pm across several sites.

Also making sure you use a cashback site for all your purchases - it adds up if you're disciplined about it. Again, it's not £2,600, but it might be £260 to add to the total. If it's feasible, look to change bank accounts for the set up bonus and any monthly cashback - I get 3% and £5 a month from TSB, plus the £100 sign up bonus.

After that you're looking at ebay for the weirder stuff, like flogging bundles of loo roll tubes for pennies to scout leaders desperate for cheap craft supplies.