Payment A Day Chapter 16

LittleMissDetermined

Sorry I'm late, manic day

£8 to credit card please!

LMD xx

jet9cat

£50 paid to the cc for me today please.


Just caught up on the thread - what an amazing PAD LMD.

Bobarella

Hi Rsdiscos

I will take May

Bob

sashanut

Hi all :j


Popping in to PAD £163.72 refund to cc plz rsdiscos - tkyou!! Amazing PAD LMD :j:j:j:j:j

Erme

Right folks...life is a little crazy right now - paranoia, anxiety and fixations anyone? Plus public transport and about 30 12 year olds (male) over the weekend?

Hence I've been a little mia

So firstly huge welcome to the newbies....you'll find we are one of the friendliest and least judgemental threads on here. Pull up a pew - only remember to feel down between the cushions for cash to pad!!!

And someone was asking about what debt to pay off first - well this link may help? - http://www.whatsthecost.com/snowball.aspx - just remember to save the final calculation to your computer or print off a few if you're at the library or a public computer/put on pen drive . It was this link that (years ago) got me to pay off a computer (expensive) in 3 months and finally helped me get debt free (via a few whoopsies) a year later!!!

Loving the motivational quotes rdiscos keep 'em coming

Now for spendy spendy OH's I have a special Special SPECIAL virtual gift for ye



and a thing that might also help



e

Time_to_face_the_music

Good morning fellow PADders

My PAD today is £4 to moneybox please rsdiscos :T

Lovely to see you back Erme and great advice as always :j

Have a super day everyone

TTFTM x

LittleMissDetermined

Good morning!

I've just sent £12.01 whizzing off to cc this morning.

Feeling good today and it's only Tuesday, perhaps because yesterday was busy enough to take me to Wednesday at least!

LMD xx

rsdiscos

Monday 18th April - £423.06
:j:j:j:j:j:j:j:j:j:j:j:j

rsdiscos

My PAd for today is £37

I have a question that I'd like to ask!

I have know cleared enough of my CC balance to do a money transfer that would pay off the smaller Zopa loan at 3 years % interest.

The transfer fee would be about £80 with a total saving of £230 interest so in theory I'd be £150 better off, but I'm hesitant because it would nearly max out the credit card balance and as I have no emergency savings the option to money transfer at 0% has been my lifeline option!

What should I do? Cheers!

Bobarella

Rsdiscos so you are saying you'd like to take the card with £2804 on it in your sig and transfer it to the Virgin card with £3,242?