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Payment A Day Chapter 16

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Comments

  • Debtfreedolly
    Debtfreedolly Posts: 187 Forumite
    Hi may I join the challenge please? I have a huge barclaycard debt that I have just made the minimum payment on for ages but I started making additional payments this month and this thread may help motivate me to attack it quicker! So far this month I have paid an extra £110 by upping my DD by my most recent pay rise amount and I have some extra odds and sods to add next time I log on....
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Debtfreedolly wrote: »
    Hi may I join the challenge please? I have a huge barclaycard debt that I have just made the minimum payment on for ages but I started making additional payments this month and this thread may help motivate me to attack it quicker! So far this month I have paid an extra £110 by upping my DD by my most recent pay rise amount and I have some extra odds and sods to add next time I log on....

    Hi Dolly - welcome to this lovely thread! Look forward to hearing about your PADs xxx It is amazing how much of a difference they can make :)
  • Debtfreedolly
    Debtfreedolly Posts: 187 Forumite
    That's what I'm hoping! I've put off paying it back for so long because I just kept thinking that I could do big chunks 'one day'. I realise now even 50p at a time can only help the situation!!!
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £48 .84 - to cc plz Sunshine - tkyou :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning everyone - up very early today as Small had an upset tummy in the night in his bed and then again this morning in mine. :mad: A splendid start to the weekend.

    £181.21 for me today Sunshine - £25 to online savings, the rest to the Tesco CC

    See you all later x
  • rsdiscos
    rsdiscos Posts: 817 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning!

    MOT was fine - just some new wipers which I knew about!

    Welcome Debtfreedolly!

    My Pad for today is £4.55

    Have a good day!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Morning all

    £65 to THE DEBT today.

    Dizzy - I wanted to say well done to your hubby for getting such a great discount on the flood defence system. I really hope you won't ever have to go through that again.

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • -Selene
    -Selene Posts: 158 Forumite
    £2 padded to my VSP today :j
    SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
    VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Late night flying visit to PAD £3.63 to money box 2 please Sunshine

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    edited 20 February 2016 at 11:04PM
    Oh my I am sorry, I was about to go to bed when I suddenly remembered I hadn't dropped by here yet! I am slacking, I need an MSE kick up the bum! Especially since we did so well yesterday with PADs of £1122.67.. Special mention to Dizzy I hope all this preventative work will be worth it!!
This discussion has been closed.
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