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Payment A Day Chapter 16

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Comments

  • My PAD today is 84p please.
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Good morning fellow PADders :hello:

    My PAD today is £6 to money box please Sunshine :T

    Well done on paying off hated CC misfire :j

    Have a super day everyone :D

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    I hate the news!!!!!

    Now chai latte's are going to be made illegal (never had one - tis the principle of choice)


    Nuff said :)

    I know how I coped before the days of streaming and podcasts - it wasn't positive :-(
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Good morning PADders,

    Yesterday we PADded £199.69, I could easily have spent that at Ikea yesterday but chasing after a toddler and carrying a baby that wouldn't sit in his chair meant we'd given up on buying anything by the time we got to self service!

    Have a great day x
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    edited 17 February 2016 at 8:31AM
    I love chai latte! Costa changed their recipe last year though and they're far too strong now.

    £10 to Tesco CC (congrats on paying yours misfire! I hate their website too!)
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Erme wrote: »
    Now chai latte's are going to be made illegal (never had one - tis the principle of choice)

    ? I'm not sure I even know what one of those is!? I lead a pretty sheltered life...

    Well done misfire on ridding your life of the Tesco CC. Somehow mine keeps building up - little bit here, but there and then wham! huge interest charge :(

    £61.79 for me today please Sunshine x
  • rsdiscos
    rsdiscos Posts: 817 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    £3.92 from rainy Oldbury today!

    Can I just say guys how thankful I am for this page! I love reading the inspirational stories in the signatures and they really motivate me! I've done Padding a few times before, but always gave up because I could never see the point of just padding a few quid - it never seemed to make any difference! This time however, I've padded for just over a month and have padded nearly 20% of my outstanding CC bill.

    Thanks again guys!!!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • misfire
    misfire Posts: 507 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    I have never been brave enough to try Chai Latte! I am a boring coffee person - strong white is my preference! Sunshine81 Ikea and kids - you are braver than me! I try only to go in term time (we use a scrap store for work quite near an ikea so I go there after I have picked the stuff up for work) bummed they stopped their diet coke in IKEA there were nearly tears. Glad its not just me that hates the tesco bank website.

    £1.50 for me today please x
    Debt free May 2016 (without the support of MSE forum users that would never have been possible - thank you all)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    misfire wrote: »
    I have been saving all my PAD's and finally got enough to pay of my Tesco credit card :-) hated everything about that card and their stupid web site


    I thought it was only me who couldn't get on with their website! had a letter from them yesterday implying that a recent payment ( small online PAD ;) ) hadn't been done properly......er how? They didnt explain and had obviously got the payment........and they had paid it to the account and back dated it. I felt as if they were expecting a grovelling apology and some act of gratitude - pah! I just sent them another PAD. So that is........................
    £3.70 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Wondered what all the fuss was about Chai latte as we like chai and make our own, so I googled it...........dont use high st chain coffee outlets on principle:o And now there is another reason:D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
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