Payment A Day Chapter 16

LittleMissDetermined

Morning everyone

A PAD of £4.70 for me today to the credit card please

Have a good one!

LMD x

Dizzy_Imp

Hello everyone

Short and sweet from me today...Sunday's total was £799.42. :j Great work x

Hugs to Little man Sunshine and to anyone else in need.

My PAD is £100 to the Tesco CC x

sunshine81

Morning, payday eve here so just sending £2.64 to the overdraft.

Have a good day everyone x

Erme

toddler9 wrote: »

Hi Everyone I am new to the thread!

Just wondering when people say "payment a day" they are actually calling up Barclaycard (etc) and making a payment each day? Or putting some money in a pot to call once per week/month? What is the minimum you can make as a one off payment to a credit card?

How do you decide how much every day?

I think it is a fabulous idea, I have a credit card I would like to clear but am currently on maternity leave so I like the idea of a little bit at a time

Many thanks
Leah

This is entirely up to you. How often and how you pad is entirely your choice. This thread helped me pay off my macbook and do the final push in getting debt free so I love it

It really is a little crazy on this thread but in the nice sense of the word. No you do not have to pad £2k a day - or even 50p but it doesn't matter - we welcome the £2k pads as well as the 50p pads...a pad is a pad!!!

I'd make extra payments to your CC by going the cheapest way personally (they do vary)..does that help?

Dizzy_Imp wrote: »

Erme - I'd love a PM when the receipe is perfected. I am utterly lost without my range cooker. The propane bread-warmer that passes as a cooker in the caravan is utter pants.

I'll keep you posted. My 15p (well maybe it's 20p) one large portion/2 smaller portions - 5 mins - mashed potato recipe is a tad studenty and not great for families or more than 1-2 people

I still have [strike]scone[/strike] bread in the freezer from last batch - I'll get back to you Dizzy

All is good here though still working on sleep patterns and eating (not too much, not too little) apart from SF giving me a nasty nip (it bled like mad) on Saturday when giving him a treat (he didn't want to be woken up :-()

Have a good day Dizzy get out thy flippers - another storm forecast tomorrow

e

Bobarella

So sorry but struggling to format on my phone for some reason. Today's payment is £60.

That's £500 this month for me personally!

Bob

Time_to_face_the_music

Igamogam wrote: »

Yep I am but I am putting it my cash ISA at the end of every month, rather than pence per day:D I am also doing the save in pounds whatever week it is - i.e week 1= £1 week 2= £2 etc. I have done that for 2 years now - it soon adds up! I put that in a CU account at the end of every month too. I tend to do weeks 1-4 plus week 52 and then weeks 5-8 plus week £51 so its not cash heavy at the expensive time of the year - basically December is paid for by end of April IYSWIM!!

Dizzy_Imp wrote: »

I looked at the "penny/pound a day" challenge that you are doing TTFTM and Igamogam, but was scared by the daily amounts needed in December, then later discovered that some people are doing it back to front with the biggest amounts in January. I may join it next time as the end total is quite impressive.

OK I think I've got it sorted now, have got a year planner with boxes to cross out and have banked £4.96 for January but that was in money box already so partly declared as a PAD. So now I have an additional PAD of £108.81 to savings account for December. Next I will start working on November but also start February's saving on 1st February. :money:

I have thoroughly confused myself in the process but hope I've got this right, sorry if I've managed to confuse anyone else!

TTFTM x

kirtsypoos

Hi all,

Was absent yesterday - sorry. Flying visit today - Todays PAD is £4.26 to MBNA today please

Calling14

Todays PAD is 15.00 from me to cc1.

Happy last week of January everyone.

Thanks x

Igamogam

£89.72 to The Debt

daydream_believer_2

60p for me please