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Payment A Day Chapter 16

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Comments

  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £150 .97 - pmt to cc - tkyou Dizzy :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :D

    My PAD today is £6.69 to savings please Dizzy :T

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Hello all :wave:

    A bank round down for me of £1.67 to credit card please

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all

    A PAD of £9 for me today!

    :j
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning everyone :hello: I hope you're all prepared for the rain that's coming!?! :eek: No doubt I'll be washed away this time...

    Monday saw a collective PAD total of £483.94, which just before payday is amazing :beer: I'm looking forward to seeing what the grand total for January is soon! Ooh, on that theme, any takers for counting up duties during February? I'm happy to continue if not, but if anyone else would like a bash, it's up for grabs x

    Special mention to Bob for her PAD, which now takes her monthly payment target under £200 to be debt free this year. Way to go girl!

    Still plugging away at the Tesco CC, so £100 from me x
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    edited 26 January 2016 at 10:02AM
    Morning everyone! Rain Dizzy? Yikes, will be skipping the park then, soft play or baking indoors it is....

    I'd like to be counter upper again, though if someone else wants to take the reins they are more than welcome as I did do last month.

    Either way, it's payday so I'm starting fairly bold with a PAD of £150 to Barclaycard. Wonder if I can get it to 50% by the next payday?

    I'm also doing the 'save 1p on day 1, save 2p on day 2, save 366p on day 366' but I have a spreadsheet and am selecting a random amount from the list each day. Not declaring as PADs as I'll PAD the fat juicy total at the end :)

    Have a lovely day everyone xxx
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    OK I think I've got it sorted now, have got a year planner with boxes to cross out and have banked £4.96 for January but that was in money box already so partly declared as a PAD. So now I have an additional PAD of £108.81 to savings account for December. Next I will start working on November but also start February's saving on 1st February. :money:

    I have thoroughly confused myself in the process but hope I've got this right, sorry if I've managed to confuse anyone else! :o

    TTFTM x


    In English? 126fs422682.gif

    I've no idea what you are on about but if it's a pad it's good :)

    Loving the little pads folks....keep 'em coming and Dizzy Keep dry!!!!

    Concentration pants but otherwise ok and it's a tad wet :P

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Morning everyone


    In a fit of MSE/decluttering I finally got round to sending off 4 old phones for recycling so have just got the money for it and paid straight off to the cc so that's £27.20 for me today please - not much for 4 phones but one of them had broken screen and we never get the latest models anyway so I thought it was better than nothing. Anyway where else am I going to get the money to clear these cards if not by this sort of thing and surveys as my pay is barely making it through the month on other stuff. Still, no council tax this month helps.


    Hoping this storm due isn't going to drown everyone out again, especially Dizzy.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    £5.74 to MBNA for me today please :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    86p to my holiday fund :) just rounded off the pence on my account.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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