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Payment A Day Chapter 16

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Comments

  • Good morning fellow PADders :hello:

    My PAD today is £2 to moneybox please Dizzy :T

    Well done on milestone rsdiscos and it looks like kirstypoos is heading to another milestone very soon :j

    Erme - hope you are feeling better soon x

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Morning everyone

    This week seems to be whizzing by! A small round down of £1.73 gives me a PAD to credit card today

    Have a good day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning guys!

    Thanks for the kind words - it's really inspiring to have the support of everyone here!

    I actually feel that financially, I can see the light at the end of the tunnel for a first time in a long time. It would normally be this time of the month, a few days before payday, that we'd be scrabbling around for money and checking that there was enough in the bank to last.

    I think next month, we may be overdraft free too, which will be nice - not looking at a negative balance all of the time!

    I've been inspired by MSE for about 9 years, but never stuck at it, but now I'm determined. My son, 13,said at his parents evening that he didnt really want to go to University because of the debt that he'd end up with - that has spurred me on to do as much as I possibly can to ensure that he doesn't limit himself because of that reason!!!

    Anyway, sorry for going on - my PAD today is £5.21.

    Been doing PADing for about 12 days and nearly paid back 10% of the debt - how'd that happen!!!:money:
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning fellow PADders - another frosty one here! Here's hoping Thursday brings you all something nice (not snow :rotfl:)

    Yesterday's total was £205.12 - fabulous work peeps :beer: So pleased to hear you've reached a milestone too rsdiscos. Makes you feel like you're really getting somewhere, doesn't it? Well done x

    I hope today is better for you Erme - did you eat too many of those delicious doughnuts?

    I'm PADding a cautious £10 today x
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    It's the last I'll say about it, but they look little ones dressing off yesterday as it's basically healed from the outside. It's amazing! Looks like a bad scratch you wouldn't think he'd had an op! The human body is amazing - though sorry yours is giving you gip Erme, hope you feel better soon.

    You sound very positive rsdiscos - PADing is fab! I'm still amazed at how much difference it has made, just being aware of your finances make such a difference. I've gone from checking my bank account twice a month (and dreading it) to checking it twice a day!

    Happy payday kirtsypoos, mine is Tuesday but that's OK there's still funds!

    Sent some books to Ziffit last week and they paid me, so that's my PAD - a lovely £49.42 to Barclaycard.

    Have a good day everyone x
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Glad your little one is better Sunshine, body heals so quickly it is truly amazing.

    PAD of 83.51 today for me 80 cc1 and rest to current one. Thanks everyone.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Late one for me today, manic day! Not even managed to stop for a cuppa!

    £120.00 to MBNA for me please Dizzy! Woop, finally under the 5K mark on that one! I :heart: payday! I wish it was more often though :rotfl:
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Just 62p please today.
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £66 .70 - pmt to cc - tkyou Dizzy :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Morning all, happy Friday!

    Round down for me sees a PAD to credit card of £3.42

    Have a great day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
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