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Payment A Day Chapter 16

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Comments

  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all!

    £17.48 for me today please - which brings me to 40% total debt paid :) and 30% paid from MBNA to try and cheer me up :o
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Hi everyone. Just paid £23 to OH's cc


    We did have a bit of snow on Saturday but all disappeared again already.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j
    Popping in to PAD £95 .00 - pmt to cc - tkyou Dizzy :j:j :j
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :hello:

    My PAD today is £4 to moneybox please Dizzy :T

    Am loving the milestones, well done kirstypoos :j

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • rsdiscos
    rsdiscos Posts: 827 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning All!

    Just to let you know that money is going into the tin for the coffee pods!.

    Thanks for the advice about trawling the net for cheaper alternatives! I'll get on to it!!!

    My Pad today is: £42.20

    My regular mortgage payment has gone through, so 1 month closer to being MF!!!

    Thanks all and have a good day!
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £141.03 4.92% paid!
  • Morning everyone :)

    Another bank round down for me today sees a PAD to 3-6 mth wages EF of £6.20

    Have a good day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone :wave: - hope you all survived Blue Monday and still have enough enthusiasm for the rest of January.

    Monday's total was a debt-busting £194.49. Well done to us all :beer:

    Special congratulations to Kirsty for hitting two milestones - go girl! :j I love hearing when people reach goals - we can all see that PADding does work!

    Hugs to anyone struggling - please pop in to say hi - we're here to support x

    My PAD is £20 extra to CC.
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Going to push myself and PAD £45.... £40 to Barclaycard and £5 to the overdraft for me... it'll only get spent otherwise! Thanking you Dizzy xx
  • kirtsypoos
    kirtsypoos Posts: 3,826 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks Dizzy and TTFTM - I love hitting milestones, it gives such a boost!

    PADing is the way forward, I honestly don't think I'd have made half as much of a dent unless I'd been pointed in this direction (thanks Bobarella!)

    £4.78 to MBNA for me please :) slightly miscalculated payday, thought it was tomorrow but it's actually Thursday :eek: luckily our house account still has funds so I'm going to get food for batch cooking tonight :)
    Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    rsdiscos wrote: »
    Morning All!

    Just to let you know that money is going into the tin for the coffee pods!.

    Thanks for the advice about trawling the net for cheaper alternatives! I'll get on to it!!!

    My Pad today is: £42.20

    My regular mortgage payment has gone through, so 1 month closer to being MF!!!

    Thanks all and have a good day!

    Seriously your words are 'compatible' and 'reusable' - sometimes making reusable pods is more hassle than it's worth but most pods can be reused. It depends on your priorities :). HUgs :A
    Dizzy_Imp wrote: »
    Hello everyone :wave: - hope you all survived

    Hugs to anyone struggling - please pop in to say hi - we're here to support x

    My PAD is £20 extra to CC.

    This so true. If you are struggling we are sooo here for you....even if all you can do is say 'I'm having a hard time with this right now!'. and you don't pad....Padding is good but it's not the meaning of life (that's espressos and crochet :rotfl:)....seriously - don't get down - get even!!!! Even if it means throwing 10 1p pieces across the room (neither MSE nor Erme will be held responsible if you do this and break a load of stuff LOL)
    kirtsypoos wrote: »
    Thanks Dizzy and TTFTM - I love hitting milestones, it gives such a boost!

    PADing is the way forward, I honestly don't think I'd have made half as much of a dent unless I'd been pointed in this direction (thanks Bobarella!)account still has funds so I'm going to get food for batch cooking tonight :)

    I just have chick peas cooling down from the microwave pressure cooker. I love things microwave - like a few years ago all the rage was microwave pizza trays - brilliant idea! The other month it was microwave pressure cookers - again brilliant idea - get these for your teens now for uni LOL
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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