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Payment A Day Chapter 16

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Comments

  • chocolatelover93
    chocolatelover93 Posts: 1,033 Forumite
    Seventh Anniversary Combo Breaker
    edited 28 October 2015 at 12:34PM
    Morning :)
    Forgot the come on the other day, I did a £5 PAD to my overdraft :)
    Read my diaryHere :)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Just a wee pad this morning (I figure right now where I'm at with my budget a large pad only gets withdrawn a week later right now) of £20 to round things up and make me feel better :j

    Have a good pm folks
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    A pad of £5.95 please today MB :j
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • £1.50 for me today please
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • Erme wrote: »

    If you need treats - have them. They help maintain debt busting for the long term and I wouldn't have done so well without treats. - But just because it's a treat doesn't mean it has to break the bank - it can be as little as a few pence or a £1. I have a friend who doesn't have much money and her treat is posh tea on china I got for her from a charity shop - doing the whole tea ritual every few days :) - makes her smile and helps her :-). Earl Grey tends to be cheaper in cafes than a latte - worth knowing - and don't forget your pot of hot water if you intend to people watch for the hour!

    ooh I never thought about a pot of hot water to eek out the joys of a good cuppa whilst out and about. Thanks for the tip Erme:)

    To be honest, I felt so good about the size of the payment to Halifax CC this morning I've not even felt like spending on myself. Good to have tips for days which are glum though!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • £20 to the CC today
    Giant London-sized mortgage (started July 2017) £472,561 /£499,000 Current LTV 85%
    S&S ISA £947
    EF: £15,000£15,000 100% to goal
    Renovation fund: £7,275/£10,000 72.5% to goal
    Car savings fund: £9,580/£13,000 73.6% to goal
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £51.00:j- to cc plz MessyBetty - thank you!!


    Ooh Erme are you a crocheter too? I am mainly a knitter, but have recently started crocheting as well....very basic so far LOL
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :hello:

    My PAD today is another £2 to moneybox please MB :T
    Another Ravelry fan here, I love that site :smileyhea
    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Morning all

    A total PAD For me today of £220.22 to general saver and emergency fund please MessyBetty (split between emergency fund and general savings)

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Manic day yesterday so didn't get chance to log on. However, PAD today of £11 please MB.


    Dizzy, OH and I are stamp collectors so we were at a stamp fair and were selling some of own collection to pare it down a bit - like a lot of collections it can get out of hand if you're not careful.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
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