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Payment A Day Chapter 16
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Just a wee pad this morning (I figure right now where I'm at with my budget a large pad only gets withdrawn a week later right now) of £20 to round things up and make me feel better :j
Have a good pm folks:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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A pad of £5.95 please today MB :jAs of 24th August 2016 total money owed was
£15,708 :eek:0 -
£1.50 for me today pleaseMoving on up
SPC #382 ~ £40 banked
12k in 2016 #15. £541.91/£30000 -
If you need treats - have them. They help maintain debt busting for the long term and I wouldn't have done so well without treats. - But just because it's a treat doesn't mean it has to break the bank - it can be as little as a few pence or a £1. I have a friend who doesn't have much money and her treat is posh tea on china I got for her from a charity shop - doing the whole tea ritual every few days- makes her smile and helps her :-). Earl Grey tends to be cheaper in cafes than a latte - worth knowing - and don't forget your pot of hot water if you intend to people watch for the hour!
ooh I never thought about a pot of hot water to eek out the joys of a good cuppa whilst out and about. Thanks for the tip Erme
To be honest, I felt so good about the size of the payment to Halifax CC this morning I've not even felt like spending on myself. Good to have tips for days which are glum though!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
£20 to the CC todayGiant London-sized mortgage (started July 2017) £472,561 /£499,000 Current LTV 85%
S&S ISA £947
EF: £15,000£15,000 100% to goal
Renovation fund: £7,275/£10,000 72.5% to goal
Car savings fund: £9,580/£13,000 73.6% to goal0 -
Hi all :j
Popping in to PAD £51.00:j- to cc plz MessyBetty - thank you!!
Ooh Erme are you a crocheter too? I am mainly a knitter, but have recently started crocheting as well....very basic so far LOLNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
Good morning fellow PADders :hello:
My PAD today is another £2 to moneybox please MB :T
Another Ravelry fan here, I love that site :smileyhea
Have a super day everyone
TTFTM xLBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt0 -
Morning all
A total PAD For me today of £220.22 to general saver and emergency fund please MessyBetty (split between emergency fund and general savings)
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Manic day yesterday so didn't get chance to log on. However, PAD today of £11 please MB.
Dizzy, OH and I are stamp collectors so we were at a stamp fair and were selling some of own collection to pare it down a bit - like a lot of collections it can get out of hand if you're not careful.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0
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