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Last few steps of my journey need somewhere to keep focused

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  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 30 May 2015 at 3:51PM
    Well my evening of eB@y listing didn't quite go to plan, ds1 was admitted to hospital for the night due to his allergy :( thankfully he's back to normal now and we came home yesterday afternoon :)

    Managed to get five mins this morning to sort out the bank and make the payments I didn't do while we were in hospital and after a few extra payments I have a shiny new total :D its also way lower than expected, I was looking forward to paying off my first £1000 on Friday but I've actually managed to pay off just under £1800 :eek: :j :j
    I'm so happy :D
    Now I'm going to have a break from debt busting and everything else this weekend as we are all shattered and need a good rest, I will be back to it on Monday and I will rework all my figures and find out my new DFD :D woooohoooo :)
    Also will need to update my spends as we spoiled all of the children with lots of treats for today and bottle of wine for dh to calm his nerves :) amazing what a hospital stay does to your purse but I'm just glad ds1 is home and feeling better :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • themarsbargirl
    themarsbargirl Posts: 600 Forumite
    Glad DS is okay now....

    I think you deserve a well earned rest after paying off an extra £800!

    Well Done you!
    xxxx
    Credit card respend 2551.58 (15/02/17)
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Good on you for treating yourselves - so pleased DS1 is ok now. Nothing more scary than a loved one taking ill.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    What a few days we've had, I'm actually glad to see Monday and have a bit of normality back in the house :)

    made another £5 payment to catalogue 1 this morning, checked the bank, it looks slim but we're ok, apart from payments due to come out I doubt I will be making many more extra payments this month but I've done quite a lot already so I'm ok with that :)

    I have worked out my new DFD, if everything goes to plan we are now looking at August 2016 :D two months earlier than planned :j that new house is going to be mine even sooner :D got a bit fed up last night about the house as we are a little squashed here and we have boxes wherever you look but seeing the new DFD has made me feel a little better :)

    I will be writing up my assignment over the next few days so not going to be giving myself any to do lists until the end of the week as I won't have any time.

    This weeks meal planner is all done, bolognese tonight :)
    For the first time ever I didn't need to do a top up shop today :j

    I CAN do this :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • :j woo to shaving 2 months off your DFD!

    Just remember that with every overpayment you make you shave a little more time off it :D
    Credit card respend 2551.58 (15/02/17)
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    What a windy morning it is here, I have just put all of the clothes out to dry I hope they're still there !

    I spent £10 on petrol and £3.99 in halfords yesterday, today I need to put £20 diesel in my car £4 dd karate, and get £10 electric, this house has a meter for gas and electric and while it's a right pain having to pop out for it every week it's actually been amazing at making us realise how much we use it and how much we waste, I used to have the heating on constantly and everything plugged in and turned on, our bills were always in the very high 100's but now we've more than halved it just by only using things when we need too, I'm quite ashamed at how much we wasted over the years.

    I've booked my car into the garage for a few maintenance jobs that need doing, that will be two weeks time so won't need to come out of this months money, dh old car is still waiting to go back in to be sorted, fingers crossed I will be rid of it soon, I'm paying insurance every month for it to sit in my garage and the tax is due end next month, wouldn't it be lovely to not need a car :)

    Had a terrible dream last night, we had moved into the house that's for sale around the corner ( the one I've been stalking :rotfl: ) wasn't nice waking up to reality !

    Tea tonight is chicken in BBQ sauce with baked new potatoes, peppers and sweet corn, last nights leftover bolognese is in the freezer :)

    Right got to get on with my assignment now so head in books for the rest of today
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    Oh please someone write this assignment for me :)
    It's probably the easiest one I've had to write on the whole of this course and my brain will just not get focused ! I've got all of my notes and the essay plan, I just need to put the information in order now, I really hoped I would have it finished today to start typing tonight but looks like I'll be typing tomorrow instead :(

    Last of my debt payments went out today so a few more small £s came off the total owed, but I won't be able to make anymore payments this month as I'd scraped the very last few £s together to overpay last week, but seeing the figures coming down made it worth it :) If I have extra ebay and SB payments I will put those to the debt, I did get another £5 SB today :T so that will be going straight off catalogue 1 when it clears :)

    I've done so much better than I expected to I just hope it carries on :)
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • With determination like that it will :D
    Credit card respend 2551.58 (15/02/17)
  • Eesh
    Eesh Posts: 1 Newbie
    I am hoping to be debt free by December 2016 so we have similar targets. Well done for cutting up the card
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 30 May 2015 at 3:53PM
    At last I've finished my assignment :j :j
    feels like I've been typing for months ! Just got a mountain of notes to sort and file now and then on to the next chapter :)

    Horrible wet day here,
    Firstly while my brain calms down from the last few days overuse I'm having a lazy morning catching up on some of the programmes I've recorded and never watched
    Then I'm going to make a start on my new huge to do list which should span the next week :eek:

    First up is give the whole house a good clean, everything slips when I'm writing an assignment, the basics get done but nothing more.
    Anyone got any tips for keeping the carpets fresh and super clean, we had wood floors at our old home but here it's carpet throughout and with dogs I'm very conscious of keeping it all extra clean so that I won't get any unexpected expense from the landlord when we move

    Then I must get the eb@y pile shifted !

    Yesterday spend was £10 each ds1&2 dinner money £10 top up ds1 phone, all accounted for in my budget so I haven't had any unexpected spends so far :D

    Food tonight is diced beef, rice, onions, peppers :)
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
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