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Hope is not an Effective Financial Strategy

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Comments

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Me too! Waiting excitedly to see if you hit the 128 :D

    Come on SJ ;)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Come onnnnnnn SJ.. :j:j
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Epic failure to do accounts. That thing called work stole all my time today...most aggrieved!

    Then to cap it all off I left my bag in the office so have no laptop and can't do it at home!!

    So delay the excitement till tomorrow.

    Sorry all!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Lynplatinum
    Lynplatinum Posts: 939 Forumite
    Glad its not just me that his uber busy days and forgets things!! :-)
    Looking forward to your update tomorrow
    Take care
    Aim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
    NSDs 2015:185/330 (allowing for hols etc)
    LBM: started Jan 2012 - still learning!
    Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    24 hours late, but here goes:

    Had a great month considering some expenditures on the house and the pooch! Gladly it hasn't affected our OP funds.

    Highs
    • OP Total - £549.37
    • Net Reduction - £1023.96
    • Daily Interest now - £7.03
    • LTV - 58.37%
    • Closing Balance - £129,001.25
    • Daily TT Pot - £23.46

    Lows
    • Finished £1.25 short of moving into the 128k's :mad:

    Cumulative Totals (7 months)
    • Average Monthly Reduction - £999.82
    • Total OP's - £3739.47
    • Net Reduction - £6978.75
    MFW: Was: £136,000.......Now: £47,736.58......
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Great figures SJ well done you. I'll bet you are itching to Tilly Tidy that £1.25 over! x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ATB - you wouldn't believe the anguish!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Congrats for knocking off over £1,000 in a month! :)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    £1.25???? £1.25????

    Well done in thegrand scheme of things, but that £1.25 is gonna haunt you!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's haunted me all afternoon and you lot aren't helping...!
    MFW: Was: £136,000.......Now: £47,736.58......
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