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Hope is not an Effective Financial Strategy
Comments
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Hope all is OK, @shangaijimmy?I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star7 -
Ah! I can see he appeared last week for the first time in months. I really hope he comes back and updates us. I know there are lots of us who love reading this diary. Well said @greentSave £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here9 -
greent said:Hope all is OK, @shangaijimmy?
Well, I recieved the e-mail alerts from greent and suffolks posts on my diary and they've been gnawing away at me for a few weeks to log back in and restart this whole diary thing. I've spent a few weeks logging in every couple of days and getting used to diary catch ups again, and now am ready to post again!!Suffolk_lass said:Ah! I can see he appeared last week for the first time in months. I really hope he comes back and updates us. I know there are lots of us who love reading this diary. Well said @greent
So, here I am....after another hiatus (I do seem to go through phases with these breaks).
In all honesty we went through a rough few months with our pooch in Jan, Feb & Mar and we both lost a lot of mojo for anything. In summary we were told that there was nothing we could do other than keep him comfortable and he'd be gone within 3 months. And then a few days later we got a follow up phone call from the vet with a new plan (she'd gone off investigating something else). So off we trotted 140miles for some more scans which confirmed that 5 bouts of radiation over 7 days and he should be fine! So whirlwind of emotions. Treatment worked, though he was quite poorly for 3-4 weeks, and now you would never have known. We have our fantastic pooch back to normal!
I'm just now getting my head around our finances again (as much as everyone is able to with the constant price rises), and now have some clear headspace to start plotting again.
All in all I think that I probably need a complete diary reset at this point so will definitely be back this weekend with a post about our current financial position and identify some goals for the next 18months or so. I suppose my first job will be to sort out my signature.
MFW: Was: £136,000.......Now: £47,736.58......8 -
Good grief, Jimmy! Very sorry to hear what you've been through with your beloved dog, but equally happy to hear he's genuinely on the mend, that's wonderful! Looking forward to the plotting, yes, but I'm glad you've been kind to yourself and taken the time you need.2023: the year I get to buy a car5
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Very pleased to hear that pooch is still with you!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star2 -
Glad you and pooch are okay.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
Lovely to hear your pooch is back to being well - vets can do amazing stuff these days. And it sounds like you have an excellent one too, clearly keeping you and pooch in mind after consultation.
Looking forward to your plotting…Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
Hooray, one of my favourite diaries! Welcome back and how marvellous that the vet went off and investigated (they are of course, members of our families and much loved). Looking forward to reading more.Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here3 -
Welcome back. Sorry to hear about the whirlwind with the dog but pleased that he is doing well now.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)3 -
Just wondering if a "complete diary reset" was a new thread I have missed? Hope you are back soon @shangaijimmySave £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here3
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