Hope is not an Effective Financial Strategy

Suffolk_lass

I have not come across any PB wins this month among the diaries I read on here - and neither of us. I won four £25 prizes last calendar year, and two the year before, but all on the £10k bond.

SuperSecretSquirrel

I was disappointed with my £25 win this month. It seems I should be grateful for it! 😬

Suffolk_lass

SuperSecretSquirrel said:

I was disappointed with my £25 win this month. It seems I should be grateful for it! 😬

You are the only person I have "seen" has won this month (so far)

debtfreeoneday

No PB wins for me either. It’s been a ages since we won!  I’m half convinced it’s loaded do you win loads at the beginning!

edinburgher

No wins for us despite £60k temporarily in the accounts 

shangaijimmy

debtfreeoneday said:

No PB wins for me either. It’s been a ages since we won!  I’m half convinced it’s loaded do you win loads at the beginning!

There's a simple and logical reason when we don't win...Someone forgot to put our numbers in the computer 

Payday today, so I shuffled a load of money ack to their rightful places and sent a massive 28p as an overpayment to round the account down. January is always an expensive month for us as we have 5 family birthdays, and 2 of them our own kids! So our Christmas budgeting generally extends into January.

We've also had some progression with pooch. He goes for a procedure next week. Cost wise its what i was roughly expecting (except for a bit of inflation I suppose). Half will be covered by insurance and the other half will come out of holiday money that we didn't spend last year, and are unlikely to spend again this year. It does mean that our premium bonds chances will slip ever lower though...

I've also sorted breakdown cover for Mrs SJ. Couldn't find a way for cashback to work with price, but we do get meerkat movies with it so we'll get it back in the end I suppose.

greent

I won £50 on PBs this month

Hope pooch's op goes well x

CathT

Hope all goes ok for your pooch.

we waited about 2 years for our first PB win and then won £525 last month! 

Nothing this month so all back to normal for us. I'm not hearing of many winners amongst people I know with them this month though. 

savingholmes

Well done to PB winners.SJ hope procedure goes well for pooch

shangaijimmy

Enough of this PB misfortune talk, at least for another 3.5 weeks 

Just a solitary TT this weekend of 65p. With much spends on the horizon with birthdays and dog procedures I'm very happy to have little going on! I've carried on getting rid of at least 1 item each day from the house. Progress is slow and small but it feels good to be doing something about the house at least.