Hope is not an Effective Financial Strategy

edited 3 March 2020 at 8:18PM in Mortgage-Free Wannabe
4.3K replies 352.2K views
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  • Suffolk_lassSuffolk_lass Forumite
    7.3K Posts
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    I have not come across any PB wins this month among the diaries I read on here - and neither of us. I won four £25 prizes last calendar year, and two the year before, but all on the £10k bond.

    Save £12k in 2022 - #14 aiming for £9,500 £7,682.98 (80.87%) at end of March (front loaded)
    OS Grocery Challenge 2022 target £1,125.68/£3,000 37.52% annual (not incl £500 contingency) - overspent by £125.68 after 4 months and leaving no extra for Christmas at this rate
    My Debt Free Diary Get a grip Woman
  • SuperSecretSquirrelSuperSecretSquirrel Forumite
    871 Posts
    Ninth Anniversary 500 Posts Name Dropper Photogenic
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    I was disappointed with my £25 win this month. It seems I should be grateful for it! 😬
    Mortgage free at 35
    FIRE - 89.6% lean / 59.8% comfortable
  • Suffolk_lassSuffolk_lass Forumite
    7.3K Posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    I was disappointed with my £25 win this month. It seems I should be grateful for it! 😬
    You are the only person I have "seen" has won this month (so far)

    Save £12k in 2022 - #14 aiming for £9,500 £7,682.98 (80.87%) at end of March (front loaded)
    OS Grocery Challenge 2022 target £1,125.68/£3,000 37.52% annual (not incl £500 contingency) - overspent by £125.68 after 4 months and leaving no extra for Christmas at this rate
    My Debt Free Diary Get a grip Woman
  • debtfreeonedaydebtfreeoneday Forumite
    4.5K Posts
    Part of the Furniture 1,000 Posts Name Dropper PPI Party Pooper
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    No PB wins for me either. It’s been a ages since we won!  I’m half convinced it’s loaded do you win loads at the beginning!
    DFW (08/08) £64,346.53 Gone for good (02/19)
    MFW (01/15) £49,846.76
  • edinburgheredinburgher Forumite
    12.7K Posts
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    No wins for us despite £60k temporarily in the accounts 
  • savingholmessavingholmes Forumite
    19.3K Posts
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    Well done to PB winners.SJ hope procedure goes well for pooch
    Target 1) Clear CC debt - SUCCESS 13/4/22 Target 2) Lose weight & get fit 3) Write regularly 3811342714/70000 words Book 2 4) Develop passive income streams 5) Get to £3K EF 6) Declutter 7) MFW starting at £201999 Nov 21 with 264 258 payments to go. Now £198132. 8) Mortgage neutral progress (via private pension starting value c£3643 Nov 21) extra payments £312 including tax relief
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