Hope is not an Effective Financial Strategy

Cheery_Daff

Very impressive! And what happens when you've finished? Will you be luxuriating in your empty garage, or do you have exciting plans to put something else in there??

debtfreeoneday

We are currently decluttering our garage as we won’t have one if the move goes ahead. Surprising what you can do when you put your mind to it. 

shangaijimmy

Cheery_Daff said:

Very impressive! And what happens when you've finished? Will you be luxuriating in your empty garage, or do you have exciting plans to put something else in there??

I was thinking on putting out one of the garden chairs, a small stool for my feet and using it to hide from the kids...!

debtfreeoneday said:

We are currently decluttering our garage as we won’t have one if the move goes ahead. Surprising what you can do when you put your mind to it. 

Overall my bold and extravagant claims of a garage declutter has been an epic fail today! I think I need the 'actual' no garage future like yourselves rather than my imagining having no garage. I reckon I got rid of 2 bin bags worth of junk, then 3 outgrown toys, a bag full of outgrown wellies and football boots. And a large trampoline cover that we've never used as the kids use the trampoline all years round, and there's no way I was taking the sides off every 2 days! I've also reallocated 2 large holdalls for me to use at work (they are loaded in the car for Monday), and we have a outgrown bike that will go to friends. It's a good start I suppose.

South_coast

That sounds like loads to me SJ!

Cheery_Daff

Sounds like an excellent start to me too - and an excellent use of a garage! 😁

debtfreeoneday

Great start by the sounds of it!

shangaijimmy

Missing in action for a couple of weeks. I have no excuse other than...well there is no other than to be honest. The mid month lull saw very little happening. We had a family 18th and 2 more family birthdays so our funds took a bit of a hit during May.

We've received some inheritance as well this month and are just weighing up whether to go for a new kitchen or new bathroom and en suite. Both need doing, but we are struggling at the moment to find anytime to sort anything out. I'm in a work Covid recovery period of mayhem for 8 weeks (at the end of week 2 now) so we have little chance of looking around. In the meantime I've placed the cash in premium bonds until we get our backsides in gear to spend it on the house!

We keep chipping away with TT's, and last week round up pit was over £7. Every little bit helps for motivation.

Cheery_Daff

Every bit certainly does help! Sounds like premium bonds is a good home for the money until you're ready for it. Sorry for your loss though.

Karmacat

Everything is a bit unpredictable at the moment, isn't it - and if you're mulling things like kitchen/bathroom updating, it's hard unless you really go through it on here.  I certainly did because with being on my own it was great to have feedback - you don't have that problem  

PBs are good too - I just sent another slosh of money over there myself.

shangaijimmy

Another month ticked off. £63.84 overpaid, and £450 into the mortgage neutral pot. I've made a slight adjustment by reducing my S&S Isa payment by £70, and then added a further £100 to pension via salary sacrifice.

£10 won on postcode lottery, which will be OP's when it lands.