Hope is not an Effective Financial Strategy

themadvix

Nothing for me either… SL, I suspect it’s just the sheer amount of cash being put in them currently - it’s the only place to go, but it does dilute the chances of winning somewhat.

badmemory

In theory it isn't supposed to dilute the chances of winning.  They are supposed to give 1% in winnings at present, which is going down but then all interest rates are.  That should mean that a twelfth of 1% of their holdings should go in prizes each month.  So far in the last 5 months I'm on 0.34% so I'm happy with that.  Mind you the £2 that I have had for 64 years has won nothing.

Karmacat

Sorry to barge in again, but I *did* win this month - I'm on automatic re-invest, and I got a message to say that I won £25 happy bunny here.

debtfreeoneday

Nothing for me either but we’ll done SJ and all you others. I had a lucky streak during our first 9 months winning about 7 times and then nothing for 8 months now!

badmemory

Karmacat said:

Sorry to barge in again, but I *did* win this month - I'm on automatic re-invest, and I got a message to say that I won £25 happy bunny here.

Oh I didn't say - me too.  £25 re-invested too.

SuperSecretSquirrel

£75 for me this month  Congratulations to all!

shangaijimmy

Congratulations to us all. I'd say we are spreading the collective good fortune and long may it continue.
Well this week has turned into an expensive one. Had the boiler serviced on Monday (my best friend has a plumbing business), and we made a well overdue decision to get the old gas fire removed at the same time. And then we had noticed an occasional water pressure drop, especially after a bath had been run so I asked him to have a quick look. Typically a refresher tank was on its last legs and needed changing urgently. I haven't got his bill yet, it usually takes weeks of me badgering him for what I owe him! And we're now a fire down and sat here looking at a fire surround with the hole covered by a piece of shower boarding!!

I can't see us having a holiday again this year, other than at our family van in the lakes which is lovely and would be my preferred holiday anyway. So I think we'll be spending a little bit of that cash on the house this year (fireplace, new bathroom, possibly new en suite, decorate the living room and hall/stairs). With my work at the moment summer holiday time is out of the question and that leaves October half term as our only realistic option for a foreign escapade.

Cheery_Daff

Ooh, how lovely to have a best pal who can fix your pesky plumbing issues! You don't live anywhere near me do you? 😂 We have yet to find a plumber who'll come out here and are just learning to live with all kinds of plumbing quirks 🙄 Maybe I'll try again now we're not in peak freezing-old-ladies time 🙄

Good plans for both house stuff and holidays there!

shangaijimmy

I am very lucky with my plumber friend, and alongside the plumber he then knows someone for every trade for me!

Well this week has been a week of conferences and online meetings! I am definitely zoomed out now. Looking forward to Mrs SJ's homemade curry and a few cold beers later. As for the weekend ahead, I am in work for a few hours tomorrow morning and then am determined to attack the junk in the garage! If we have nowhere to keep it without the garage...then its going! There I've said it now 

bubblycrazy

shangaijimmy said:

If we have nowhere to keep it without the garage...then its going! There I've said it now 

Ooh that's a good way of looking at it, I may have to try this trick when decluttering