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Hope is not an Effective Financial Strategy

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  • Home made oat biscuits sound amazing with a cup of tea after a dog walk in weather like this. We've had a lot of rain up here in the North but thankfully we're in an area that doesn't flood. Watching the news this morning my heart goes out to all those that get affected.

    Kids are hard at it, I've checked on e-mails and at this stage other than a 30min briefing at 6pm it looks like my day is pretty clear. My new regime of working 'properly' from 4pm is making life so much more manageable for me, for now anyway.

    Bin and recycling day today. With my house reclamation quest our bin is overflowing. I forced as much down as I could to shut the lid and then had to do the naughty job of putting a bag in someone else's half full bin!! I was wary of having our partly open so that the wind wouldn't blow everything everywhere! Naturally I did it when it was dark and most people would be in bed!! Anyway the good news about bin day, is that I can start looking for other things to dispose of  :)

    I'm going to give DD's carpet a clean this afternoon. It's only a small room and will take less than an hour, I just need to time it around home schooling and Mrs SJ's meetings due to the noise of it, and the extra noise of the dog trying to attack the hoover constantly!

    Moneywise we're in a the 'dead zone'...payday is Monday so it's a case of trying to spend nothing until then, other than food shop which is already accounted for.
    MFW: Was: £136,000.......Now: £47,736.58......
  • South_coast
    South_coast Posts: 5,885 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    You need communal bins SJ, you can chuck what you want when you want and no-one can attribute anything to you 😀 We even have a refuse chute at our place, so I don't even have to go outside with it!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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