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Hope is not an Effective Financial Strategy
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My Mum texted me this morning to say she was about to ring my aunt (a Sunday morning thing) - then another text to say she just found the supplements with the paper were Saturday ones! And DH did the same thing yesterday, only he did not think it was Friday. Oh dear...Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
I spent all day on Thursaday feeling like it was Friday - and was terribly grumpy as a result
Today it was lovely to wake up and it be Saturday
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £205 -
Oh my, thank goodness - I am not alone.Thinking Wed was payday, I was nearly on the phone to work, having checked my bank account, before heading to @ldi's for their usual Thursday special offers.As you said, all the days are rolling into each other at the moment.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.194
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Wait til next week when we have a Friday Bank Holiday....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Not for me - that's this Monday !!!Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.194
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South_coast said:Wait til next week when we have a Friday Bank Holiday....
Well I OP'd todays TT, which was a nice round £1 so back on track. The 'correct' weekly pot total was £4.76, so a full days interest with a 70p rolled over.
Also I can't exactly blame alcohol as I've been extremely disciplined on not drinking too much, and using going for a run as my priority. I know that beer would drastically affect me!MFW: Was: £136,000.......Now: £47,736.58......5 -
There is no bank holiday on Monday - because of the 75th anniversary of VE Day they moved it to Friday. It hasn’t really been advertised all that much - we only knew because it affected our travel plans (haha). Imagine more would have been made of it if this virus was ever not the headline! 😂Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Yep, tomorrow should be the May Day Bank Holiday, but instead of giving us an extra BH for VE Day they swizzed us out of May Day instead!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
We had Village plans with a lunch on Friday and on Saturday do with 1940s clothes and lots of fun and dancing. Oh well. It might have to be different next year. I think the beacons (put in for the Trafalgar bicentenary celebrations in 2005) across the country were due to be lit tooSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
I noticed lots of bunting has gone up around our estate. I suspect I'd have been more aware had the kids been in school and me at work!MFW: Was: £136,000.......Now: £47,736.58......3
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