Hope is not an Effective Financial Strategy

shangaijimmy

Day 12 negotiated... Have to confess that i cheated a bit yesterday as i'd run out of steam at lunchtime. The thought of an 11 hour day was too daunting, so i went home for 2 hours in the afternoon!

Anyway day off today thankfully. Unfortunately i have a funeral to attend in the morning, but will only be going to church/crem as close families only for the wake.

I made a 38p TT this morning to go alongside a £1 TT yesterday. I need to spend some time this evening catching up with current account transactions as i've been a bit slack in the last few weeks. So although our accounts look a bit anaemic I'm sure its no as bad as it looks.Plus its payday on Friday and i'll get a big chunk of cash from my expenses.

A_Frayed_Knot

"[FONT=&quot] So although our accounts look a bit anaemic I'm sure its no as bad as it looks"[/FONT][FONT=&quot]
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[FONT=&quot]Hopefully that will be the case - whereas I am sure I'm the complete opposite [/FONT] think I've got loads (of money) that is :rotfl: truth be told I'm sure i'm running on empty :eek:

Eye is off the ball for sure, massive bill (Caravan fees ) I'm sure you know what I mean by that, and two mini breaks abroad in 3 weeks :eek: all for the month of March.

Roll on April.

shangaijimmy

AFK - everything seems to come at the same time and conspire against us doesn't it. Following on from the car we have microwave and dishwasher acting up, out downstair toilet is making some bizarre noises and then all those pesky kids seems to grow out of clothes and shoes at the same time! I'm just glad i managed to fix the TV!

Anyway £1 TT made this morning. I was intending to sort current account last night, but i was too mentally jaded for maths, and quizzing Mrs SJ about what she'd been buying. I was also (less then) pleased to see out 6% council tax rise to pay for a 15% drop in services and our bin collections reduce to 3 weekly! 2 weekly for a family of 5 (and we recycle everything that our council enables us to) is doable but the the bin sometimes takes some forcing down in the lid. Have no idea how 3 weekly will be achievable, especially when we miss the day due to family holiday etc... So need to factor these rises into our budget also.

A_Frayed_Knot

shangaijimmy wrote: »

AFK - everything seems to come at the same time and conspire against us doesn't it. Following on from the car we have microwave and dishwasher acting up, out downstair toilet is making some bizarre noises and then all those pesky kids seems to grow out of clothes and shoes at the same time! I'm just glad i managed to fix the TV!

[FONT=Helvetica Neue, Helvetica, Arial, sans-serif]
[/FONT][FONT=Helvetica Neue, Helvetica, Arial, sans-serif]Know what you mean, hoover has a strange noise/burning smell coming from it and need to get roof in porch sorted, apart from that (touch wood) no, I'm not going to say it . . . . [/FONT]:rotfl:[FONT=Helvetica Neue, Helvetica, Arial, sans-serif]
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shangaijimmy

AFK - don't get me wrong i'm very flattered that you are popping into my diary, let alone commenting, But seeing all that bold letters its like being at home and getting shouted at for leaving a sock on the landing!

A_Frayed_Knot

shangaijimmy wrote: »

AFK - don't get me wrong i'm very flattered that you are popping into my diary, let alone commenting, But seeing all that bold letters its like being at home and getting shouted at for leaving a sock on the landing!

sorted.

shangaijimmy

Thats better, i come on here to get away from being shouted at!

57p TT this morning. Account looks ok ahead of payday tomorrow, and has several others have commented I'll be glad to see the back of March moneywise, it seems to have gone on for ever.

Some may recall my work/life balance dilemma's? Well i have taken the first step and arranged a career/life coach session. At this stage i'm excited, but i'm certain anxiety will kick in and a doubt as to whether it will be worth it. But i have nothing to lose, and everything to gain!

Kittenkirst

Great step with booking the life coach! It's something I've always been intrigued by but never taken the plunge.

Your Tilly tidies must really be adding up this month!

shangaijimmy

Kitten - TT's are doing well and i may even hit £20 for the month, which equals 4.75 days worth of interest! As for the life coach, i perform some of those functions at work myself to others. I then try to "coach" myself but its not the same so i thought i'd give it a whirl.

Its 2 weeks off due to Easter so plenty of time to talk myself out of it...but should i go through then i'll report in how i find sitting on the otherside of the room so to speak.

themadvix

That's a steep council tax rise! Ours was 3%, however, I'd quite happily take 3 weekly bin collections... or longer (but there are only 2 of us).

Go for it with the life coach - don't chicken out!