📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hope is not an Effective Financial Strategy

1247248250252253436

Comments

  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Inspired by how well you're doing Jimmy; after your help with the spreadsheet I'm now a fanatic myself and have just made a 32p TT for this morning, as I've figured this will save me £6.75 over the life of the mortgage:rotfl:
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Your mother's day sound fab. Think I might re-create that scenario when I am a grandma. I am such a planner.

    Hope you get your snooze.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    CathT wrote: »
    Your mother's day sound fab. Think I might re-create that scenario when I am a grandma.
    Yes it sounds lovely, but I can't see me ever getting my grand cat, grand bunnies and grand chicks all in the same room at the same time. The rabbits would chase the chickens, the chickens would terrorise the cat and the cat would hide :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Tjh1412 wrote: »
    Inspired by how well you're doing Jimmy; after your help with the spreadsheet I'm now a fanatic myself and have just made a 32p TT for this morning, as I've figured this will save me £6.75 over the life of the mortgage:rotfl:

    Glad i can be of service, and i love you figures of life mortgage savings!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    CathT wrote: »
    Your mother's day sound fab. Think I might re-create that scenario when I am a grandma. I am such a planner.

    Hope you get your snooze.
    gallygirl wrote: »
    Yes it sounds lovely, but I can't see me ever getting my grand cat, grand bunnies and grand chicks all in the same room at the same time. The rabbits would chase the chickens, the chickens would terrorise the cat and the cat would hide :rotfl:.

    Cath - i would definitely recommend it. I finished off with a little dog walk for some fresh air at the end. Now enjoying the golf, thinking about bedtime!

    Gally - Your scenario sounds brilliant though...no TV needed...
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Quick post before bed. 19 items have been decluttered via ebay and will soon become someone else's clutter!! And we get paid 19 small fees for the pleasure... :D
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £1 TT this morning in readiness for my crazy 1st week of 5! When everything that you do in work seems to come together in a perfect storm of a few weeks.... Well this is it. And i 'm dreading it figuring if i dread it, then it can't end up being as bad as i'm expecting....that's my twisted psychological preparations.

    Next day is off is a week on Tuesday, i've got miles and miles to drive, loads of meetings, a conference and 4 days at a course....at some stage i need to fit in emails and dealing with actions from meetings. At least i can come up for air after Easter and we've got 3 days in the caravan before the are back in school to look forward to.

    Hoping for a few NSD's this week to kick start our financial back on trackness.
    MFW: Was: £136,000.......Now: £47,736.58......
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Well done on the 19 items! Mothers Day sounds lovely, I'm sure they all had a good time.

    Hope the five weeks will fly by...
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well day 1 negotiated. Was it as bad as feared..much worse! So am exhausted tonight. There is one shining light though as i've managed to go with a car share tomorrow for the 80mile trip to a pointless meeting, and i'm not the driver!!

    Still at least i didnt spend any money.
    MFW: Was: £136,000.......Now: £47,736.58......
  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    It sounds utterly exhausting Jimmy, and I'm only reading about it. Well done on finding a lift to the meeting - will you catch up with work or sleep in the car?! :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.