Hope is not an Effective Financial Strategy

A_Frayed_Knot

Enjoy your days off - well earned, while I start back tomorrow after 5 days off.

Laying low as lots going on in my head.

greent

Glad to hear Mrs SJ is using the bike - she's probably already used it more than I ever did mine!:rotfl:

Have a well earned couple of days off
x

shangaijimmy

Well the rain scuppered my outside jobs (i have to confess that i wasn't devastated at that though), so managed a few inside jobs spread around dog walks. I did manage to burn my finger on the hoover (i'm not going to embares myself any further by explaining).

In money news i TT'd a huge 30p this morning!

jodles16

Still doing amazingly well SJ! So exciting you will be sub 100k! Fantastic!

Jodles

Retro.Monkey90

Excellent progress SJ! I feel like we need another long, hard look at our budget and spending again as with all the money shooting off all over the place with our new mortgage, I have no idea what we are actually spending! Think I will get a shock....at least my TTs give me solace :rotfl:

shangaijimmy

With you on that one retro. We seemed to leak money in September. It happens every now and again and a good budget session always helps to bring things back on track. Hopefully we can bring ours back before the Christmas spend kicks in.

shangaijimmy

A few days late but here goes with our September accounts:

Monthly Figures

• Closing Balance - £102,735.93
• Total OP's - £704.81
• Net Reduction - £1,186.38
• Daily Interest - £4.62 (5p reduction)
• LTV - 47.02%
• % Loan Remaining - 76.41%

Diary Figures

• Cumulative OP's - £17,684.52
• Cumulative Net Reduction - £32,077.72
• Average OP's - £589.48
• Average Net Reduction - £1,069.26

A_Frayed_Knot

Well done on the scores on the doors :T

Your nearly hitting that 5 figure mark - can see within easy reach :j


a quarter of the way on your 120 payments challenge

Jessy103

Great figures SJ! Not be long until you're under £100K!!! I hope you're going to cross it off the chart in a special colour to mark the occasion!

shangaijimmy

1/4 through already, wow! Of those 90 payments left im determined to shave 10-12 off that. And as for a special colour i think it deserves a new printed off chart!!

Work getting in the way of life at the minute. I go away for 24 days with work tomorrow and the prep work in the lead up has been intense. Curently at a trampoline centre with DS 1& 2 working out how to tell them tonight that im going away!! Have left it to tonight figuring there's no point upsetting them for longer.

TT'd £1 this morning and OP'd ladt weeks pot of £4.36 to start Octobers exploits.