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Hope is not an Effective Financial Strategy

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  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Still raining!!
    All kids washed, dressed and fed. 1 pile of washing done (amazingly we only have 1 pile, so i think MIL may have taken some home yesterday to help us out), dishwasher emptied, refilled and switched on again, mountain of clean clothes put in their rightful rooms (only got 6 odd socks this time), and now watching Boss Baby with the boys (i'm browsing diaries with a cuppa), baby SJ pottering. Pooch keeps walking to back door, sees its still raining then plonks himself on his bed with a big sigh!
    MFW: Was: £136,000.......Now: £47,736.58......
  • The weather here can't decide what it wants to do.. it rains for 5 mins then the sun Is out for 15 then rains again for 5... I wonder if your MIL wants to do a pile if my laundry too:rotfl:
    Balance at start of mortgage Dec 2011 £87500
    1 Jan 2015 = £73,735 Overpayments = £3,360 (average £280 p/m)
    1 Jan 2016 = £66,558 Overpayments = £4,770 (average £397.50 p/m)
    1 Jan 2017 = £57,756 Overpayments so far Jan £0 Feb £550 Mar £3022 April £690 May £1513 total £5775
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Stopped raining..took 5 mins to get everyones shoes on, dog lead on, baby in pram, find dummy, fill bottle with milk, get scooter and huffy out. 5mins later returning home drowned to the skin!

    Determined - she may take the washing bu god knows what will come back. Her house is like a black hole!
    MFW: Was: £136,000.......Now: £47,736.58......
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    :rotfl: I think I'm probably one of the few finding parenthood a LOT cheaper than life pre-child. :o
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Hangs head in shame here SJ - must do E of Bay tomorrow - sorted out my account over a month ago!! Now need (desperately ) to get rid of carp in tiny house! Also off to Festival in mid August so if I shift meself we'll have spendings monies perhaps - who knows??? Will report back!

    You really are an inspiration!
    PS our dogs are not enjoying weather either!
    Aim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
    NSDs 2015:185/330 (allowing for hols etc)
    LBM: started Jan 2012 - still learning!
    Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Im going to side with you Alex...at the minute we probably just about spend less than before kids, however i know whats coming...!

    Come on lyn get some listings done, you'll feel better for it!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    94p TT'd this morning, and i must say that account is looking a touch anaemic. Got home at 12.30am this morning after the usual motorway closures that send you on a 15 mile detour, and the devastating news is I've got the same journey tonight! Full weekend off to look forward to, and i just hope I've got some life let in me.

    DS2 birthday party(s) tomorrow. We have the one for his friends at a play centre (all paid for by ebay sales) and then a small family one at our house in the afternoon. Then hopefully kick everyone out for 6 and i can slump on couch and watch sport (doesn't matter what, there's always sport on to watch)!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Meant to post earlier.
    Ebay stuff has listings on 3 items so far, so that's at least £5.50 made.
    Running update - i managed to squeeze another short run in yesterday, and intend to get another small one in this afternoon.
    MFW: Was: £136,000.......Now: £47,736.58......
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sounds like you're busy, Jimmy. Motorway closure doesn't sound good, roadworks I presume.

    :rotfl: Re. knowing what's coming. You have three, IIRC?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    3 kids Alex yes...,busy household!

    Busy 10 days is over :j. Managed to miss the motorway closures by 4mins last night so home a but earlier (only a 13hr day :eek:

    Play centre party followed by dog walk, then swimming lessons and then family party... So still busy due in a different busy.

    40p TT, and 9 items on eBay currently with bids so about £20 profit there. Plus managed to snare a £90 free bet on MB so £70 profit as well :T

    Managed another small run yesterday - I know I'm not timing or measuring but I'd say it was 3k.
    MFW: Was: £136,000.......Now: £47,736.58......
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